West Virginia · HMDA 2025
Mortgage lenders in Monongalia County, WV
187 lenders reported 3,167 home-loan applications in Monongalia County in 2025. 1,731 closed as loans ($516.5M), 458 were denied — a 20.0% denial rate on decided applications, below the West Virginia rate of 26.6%. The three most active lenders handled 22% of applications, led by The Huntington National Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,167
- Loans originated
- 1,731
- Purchase / refinance
- 1,117 / 342
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monongalia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 298 | 9.4% | 31.6% |
| 2 | Clear Mountain Bank 83 out of 100, Strong | 237 | 7.5% | 6.8% |
| 3 | Rocket Mortgage, LLC | 148 | 4.7% | — |
| 4 | WesBanco Bank, Inc. 66 out of 100, Moderate | 132 | 4.2% | 20.1% |
| 5 | PNC Bank, National Association 62 out of 100, Moderate | 127 | 4.0% | 33.8% |
| 6 | United Bank 74 out of 100, Strong | 119 | 3.8% | 20.3% |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 99 | 3.1% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 98 | 3.1% | 40.8% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 95 | 3.0% | 14.1% |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 87 | 2.7% | — |
| 11 | INTERCOASTAL MORTGAGE, LLC | 84 | 2.7% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 81 | 2.6% | — |
| 13 | FAIRMONT | 79 | 2.5% | — |
| 14 | First Federal Savings and Loan Association of Greene Co | 73 | 2.3% | — |
| 15 | 21st Mortgage Corporation | 70 | 2.2% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 68 | 2.1% | — |
| 17 | Loandepot.Com, LLC | 67 | 2.1% | — |
| 18 | Mortgage Research Center, LLC | 61 | 1.9% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 60 | 1.9% | 39.5% |
| 20 | City National Bank of West Virginia 78 out of 100, Strong | 57 | 1.8% | 27.3% |
| 21 | DHI MORTGAGE COMPANY, LTD. | 51 | 1.6% | — |
| 22 | NEWREZ LLC | 44 | 1.4% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 42 | 1.3% | 32.9% |
| 24 | NATIONSTAR MORTGAGE LLC | 42 | 1.3% | — |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 41 | 1.3% | — |
| 26 | First Exchange Bank 49 out of 100, Below average | 39 | 1.2% | 35.4% |
| 27 | Broker Solutions, Inc. | 36 | 1.1% | — |
| 28 | NVR Mortgage Finance, Inc. | 36 | 1.1% | — |
| 29 | GUARANTEED RATE, INC. | 29 | 0.9% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 29 | 0.9% | — |
| 31 | FIRST UNITED CORPORATION | 29 | 0.9% | — |
| 32 | PLANET HOME LENDING, LLC | 27 | 0.9% | — |
| 33 | FREEDOM MORTGAGE CORPORATION | 27 | 0.9% | — |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 24 | 0.8% | 32.5% |
| 35 | Discover Bank | 24 | 0.8% | — |
| 36 | AmeriSave Mortgage Corporation | 24 | 0.8% | — |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 18 | 0.6% | 44.7% |
| 38 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 18 | 0.6% | 74.7% |
| 39 | First National Bank of Pennsylvania 64 out of 100, Moderate | 17 | 0.5% | 26.6% |
| 40 | FIGURE LENDING LLC | 15 | 0.5% | — |
Top 40 of 187 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps
- Greenbrier County 1,081 apps