West Virginia · HMDA 2025
Mortgage lenders in Wood County, WV
143 lenders reported 2,429 home-loan applications in Wood County in 2025. 1,287 closed as loans ($204.6M), 445 were denied — a 24.5% denial rate on decided applications, below the West Virginia rate of 26.6%. The three most active lenders handled 22% of applications, led by Peoples Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,429
- Loans originated
- 1,287
- Purchase / refinance
- 686 / 391
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wood County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples Bank 67 out of 100, Moderate | 200 | 8.2% | 24.1% |
| 2 | Rocket Mortgage, LLC | 191 | 7.9% | — |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 146 | 6.0% | 31.6% |
| 4 | MOVEMENT MORTGAGE, LLC | 141 | 5.8% | — |
| 5 | Community Bank of Parkersburg 70 out of 100, Strong | 122 | 5.0% | 28.2% |
| 6 | WEST VIRGINIA CENTRAL | 108 | 4.4% | — |
| 7 | WesBanco Bank, Inc. 66 out of 100, Moderate | 102 | 4.2% | 20.1% |
| 8 | Mortgage Research Center, LLC | 87 | 3.6% | — |
| 9 | STOCKTON MORTGAGE CORPORATION | 84 | 3.5% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 67 | 2.8% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 61 | 2.5% | — |
| 12 | Williamstown Bank, Inc. 66 out of 100, Moderate | 61 | 2.5% | 14.1% |
| 13 | Truist Bank 63 out of 100, Moderate | 56 | 2.3% | 40.8% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 54 | 2.2% | 14.1% |
| 15 | Broker Solutions, Inc. | 41 | 1.7% | — |
| 16 | AmeriSave Mortgage Corporation | 40 | 1.6% | — |
| 17 | PLANET HOME LENDING, LLC | 39 | 1.6% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 39 | 1.6% | — |
| 19 | Loandepot.Com, LLC | 38 | 1.6% | — |
| 20 | United Bank 74 out of 100, Strong | 34 | 1.4% | 20.3% |
| 21 | 21st Mortgage Corporation | 33 | 1.4% | — |
| 22 | POLARIS HOME FUNDING CORP. | 28 | 1.2% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 27 | 1.1% | 32.9% |
| 24 | FREEDOM MORTGAGE CORPORATION | 26 | 1.1% | — |
| 25 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 26 | 1.1% | 74.7% |
| 26 | UNITED SHORE FINANCIAL SERVICES, LLC | 25 | 1.0% | — |
| 27 | NEWREZ LLC | 24 | 1.0% | — |
| 28 | MEMBER FIRST MORTGAGE, LLC | 24 | 1.0% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 0.9% | — |
| 30 | Calhoun County Bank, Inc. 72 out of 100, Strong | 19 | 0.8% | 19.6% |
| 31 | FIGURE LENDING LLC | 18 | 0.7% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 18 | 0.7% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 0.6% | 39.5% |
| 34 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 15 | 0.6% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 13 | 0.5% | 22.2% |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 13 | 0.5% | — |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 12 | 0.5% | 44.7% |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.5% | — |
| 39 | CHAMPIONS FUNDING, LLC | 12 | 0.5% | — |
| 40 | Flagstar Bank, N.A. 31 out of 100, Low | 12 | 0.5% | 35.1% |
Top 40 of 143 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps
- Greenbrier County 1,081 apps