HMDA 2025
Mortgage lenders in West Virginia
Lenders reported 59,934 home-loan applications for properties in West Virginia in 2025; 29,442 became loans and the denial rate on decided applications was 26.6%. The busiest county was Berkeley County with 8,751 applications.
Most active lenders across West Virginia's counties
- Rocket Mortgage, LLC 3,699 applications
- VANDERBILT MORTGAGE AND FINANCE, INC. 3,219 applications
- City National Bank of West Virginia 2,854 applications
- The Huntington National Bank 2,182 applications
- Truist Bank 2,024 applications
- PENNYMAC LOAN SERVICES, LLC 1,934 applications
- Loandepot.Com, LLC 1,628 applications
- Mortgage Research Center, LLC 1,593 applications
- WesBanco Bank, Inc. 1,451 applications
- JPMorgan Chase Bank, National Association 1,333 applications
- NEWREZ LLC 1,147 applications
- MOVEMENT MORTGAGE, LLC 1,127 applications
- CROSSCOUNTRY MORTGAGE, INC. 1,123 applications
- Navy Federal Credit Union 1,041 applications
- Broker Solutions, Inc. 953 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Barbour County | 318 | 65 | 43.7% | 68 / 26 |
| Berkeley County | 8,751 | 307 | 21.0% | 2,660 / 1,150 |
| Boone County | 535 | 64 | 44.8% | 113 / 50 |
| Braxton County | 295 | 52 | 42.0% | 69 / 21 |
| Brooke County | 589 | 85 | 24.3% | 155 / 69 |
| Cabell County | 2,912 | 143 | 27.9% | 854 / 378 |
| Calhoun County | 84 | 35 | 44.1% | 20 / 9 |
| Clay County | 218 | 47 | 35.1% | 49 / 39 |
| Doddridge County | 129 | 41 | 41.2% | 25 / 17 |
| Fayette County | 1,056 | 126 | 30.8% | 282 / 130 |
| Gilmer County | 108 | 37 | 46.7% | 16 / 11 |
| Grant County | 321 | 73 | 22.5% | 85 / 48 |
| Greenbrier County | 1,081 | 110 | 26.5% | 261 / 164 |
| Hampshire County | 970 | 129 | 18.2% | 271 / 175 |
| Hancock County | 844 | 96 | 24.8% | 267 / 93 |
| Hardy County | 478 | 96 | 24.6% | 165 / 68 |
| Harrison County | 2,073 | 131 | 26.3% | 537 / 285 |
| Jackson County | 846 | 104 | 32.6% | 210 / 93 |
| Jefferson County | 4,882 | 252 | 15.9% | 1,670 / 569 |
| Kanawha County | 5,775 | 206 | 28.5% | 1,546 / 779 |
| Lewis County | 459 | 81 | 36.5% | 95 / 51 |
| Lincoln County | 443 | 58 | 44.5% | 94 / 33 |
| Logan County | 725 | 78 | 39.7% | 175 / 71 |
| Marion County | 1,821 | 129 | 26.9% | 520 / 238 |
| Marshall County | 784 | 92 | 25.0% | 230 / 101 |
| Mason County | 739 | 90 | 33.8% | 192 / 82 |
| McDowell County | 172 | 42 | 55.5% | 33 / 5 |
| Mercer County | 1,586 | 126 | 32.3% | 429 / 149 |
| Mineral County | 826 | 92 | 19.3% | 241 / 161 |
| Mingo County | 427 | 45 | 55.9% | 64 / 33 |
| Monongalia County | 3,167 | 187 | 20.0% | 1,117 / 342 |
| Monroe County | 358 | 69 | 26.0% | 87 / 61 |
| Morgan County | 978 | 155 | 20.2% | 292 / 153 |
| Nicholas County | 692 | 84 | 32.9% | 181 / 88 |
| Ohio County | 1,034 | 102 | 20.5% | 337 / 125 |
| Pendleton County | 165 | 51 | 21.6% | 63 / 20 |
| Pleasants County | 176 | 45 | 36.5% | 54 / 13 |
| Pocahontas County | 252 | 78 | 35.5% | 56 / 31 |
| Preston County | 834 | 115 | 25.9% | 234 / 118 |
| Putnam County | 2,274 | 137 | 25.2% | 632 / 355 |
| Raleigh County | 2,418 | 150 | 27.0% | 706 / 326 |
| Randolph County | 562 | 73 | 33.0% | 137 / 69 |
| Ritchie County | 155 | 50 | 36.5% | 30 / 21 |
| Roane County | 308 | 66 | 42.1% | 74 / 33 |
| Summers County | 309 | 72 | 31.0% | 77 / 45 |
| Taylor County | 407 | 75 | 28.2% | 111 / 65 |
| Tucker County | 251 | 82 | 21.7% | 89 / 25 |
| Tyler County | 137 | 40 | 28.4% | 36 / 18 |
| Upshur County | 660 | 89 | 41.7% | 127 / 80 |
| Wayne County | 1,177 | 99 | 37.9% | 274 / 123 |
| Webster County | 136 | 39 | 42.2% | 18 / 21 |
| Wetzel County | 354 | 71 | 24.3% | 91 / 55 |
| Wirt County | 130 | 38 | 24.0% | 39 / 21 |
| Wood County | 2,429 | 143 | 24.5% | 686 / 391 |
| Wyoming County | 324 | 58 | 43.9% | 82 / 19 |