West Virginia · HMDA 2025
Mortgage lenders in Morgan County, WV
155 lenders reported 978 home-loan applications in Morgan County in 2025. 521 closed as loans ($124.8M), 139 were denied — a 20.2% denial rate on decided applications, below the West Virginia rate of 26.6%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 978
- Loans originated
- 521
- Purchase / refinance
- 292 / 153
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morgan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 72 | 7.4% | — |
| 2 | CNB Bank, Inc. 70 out of 100, Strong | 59 | 6.0% | 9.5% |
| 3 | Navy Federal Credit Union 66 out of 100, Moderate | 41 | 4.2% | 32.9% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 40 | 4.1% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 39 | 4.0% | 40.8% |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 35 | 3.6% | — |
| 7 | Mortgage Research Center, LLC | 31 | 3.2% | — |
| 8 | NEWREZ LLC | 30 | 3.1% | — |
| 9 | City National Bank of West Virginia 78 out of 100, Strong | 30 | 3.1% | 27.3% |
| 10 | FREEDOM MORTGAGE CORPORATION | 27 | 2.8% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 26 | 2.7% | — |
| 12 | Integrity Home Mortgage Corporation | 26 | 2.7% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 2.0% | 14.1% |
| 14 | Loandepot.Com, LLC | 20 | 2.0% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 17 | 1.7% | — |
| 16 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 17 | 1.7% | 32.9% |
| 17 | 21st Mortgage Corporation | 16 | 1.6% | — |
| 18 | AMERICAN PACIFIC MORTGAGE CORPORATION | 15 | 1.5% | — |
| 19 | Broker Solutions, Inc. | 14 | 1.4% | — |
| 20 | Citizens Bank, National Association 54 out of 100, Below average | 13 | 1.3% | 32.5% |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 13 | 1.3% | — |
| 22 | Jefferson Security Bank 69 out of 100, Moderate | 11 | 1.1% | 10.6% |
| 23 | Farmers and Merchants Trust Company of Chambersburg | 11 | 1.1% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.0% | — |
| 25 | C & F Mortgage Corporation | 10 | 1.0% | — |
| 26 | Bank of Romney | 10 | 1.0% | — |
| 27 | AmeriSave Mortgage Corporation | 8 | 0.8% | — |
| 28 | PLANET HOME LENDING, LLC | 8 | 0.8% | — |
| 29 | USAA Federal Savings Bank 64 out of 100, Moderate | 8 | 0.8% | 37.2% |
| 30 | MOVEMENT MORTGAGE, LLC | 7 | 0.7% | — |
| 31 | GUARANTEED RATE, INC. | 7 | 0.7% | — |
| 32 | EVERETT FINANCIAL, INC. | 7 | 0.7% | — |
| 33 | CMG MORTGAGE, INC. | 6 | 0.6% | — |
| 34 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 0.6% | — |
| 35 | GUILD MORTGAGE COMPANY | 6 | 0.6% | — |
| 36 | FIGURE LENDING LLC | 6 | 0.6% | — |
| 37 | INTERCOASTAL MORTGAGE, LLC | 6 | 0.6% | — |
| 38 | PATRIOT | 6 | 0.6% | — |
| 39 | PHH Mortgage Corporation | 6 | 0.6% | — |
| 40 | EMBRACE HOME LOANS, INC. | 6 | 0.6% | — |
Top 40 of 155 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps