Wisconsin · HMDA 2025
Mortgage lenders in Sauk County, WI
209 lenders reported 2,751 home-loan applications in Sauk County in 2025. 1,767 closed as loans ($416.7M), 393 were denied — a 17.3% denial rate on decided applications, above the Wisconsin rate of 16.2%. The three most active lenders handled 37% of applications, led by Summit Credit Union. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,751
- Loans originated
- 1,767
- Purchase / refinance
- 739 / 651
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sauk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Summit Credit Union | 657 | 23.9% | — |
| 2 | University of Wisconsin Credit Union 68 out of 100, Moderate | 192 | 7.0% | 15.4% |
| 3 | Westby Co-op Credit Union 77 out of 100, Strong | 180 | 6.5% | 4.0% |
| 4 | BMO Bank National Association 83 out of 100, Strong | 101 | 3.7% | 40.5% |
| 5 | Fairway Independent Mortgage Corporation | 96 | 3.5% | — |
| 6 | Baraboo State Bank 84 out of 100, Strong | 81 | 2.9% | 17.5% |
| 7 | GUILD MORTGAGE COMPANY | 73 | 2.7% | — |
| 8 | Rocket Mortgage, LLC | 73 | 2.7% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 66 | 2.4% | — |
| 10 | 21st Mortgage Corporation | 55 | 2.0% | — |
| 11 | COMPEER FINANCIAL, FLCA | 44 | 1.6% | — |
| 12 | Lake Ridge Bank 68 out of 100, Moderate | 43 | 1.6% | 7.4% |
| 13 | Associated Bank, National Association | 42 | 1.5% | — |
| 14 | The Peoples Community Bank 87 out of 100, Very strong | 42 | 1.5% | 5.3% |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 41 | 1.5% | — |
| 16 | Prosperity Home Mortgage, LLC | 37 | 1.3% | — |
| 17 | NEWREZ LLC | 35 | 1.3% | — |
| 18 | Mortgage Research Center, LLC | 34 | 1.2% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 30 | 1.1% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 27 | 1.0% | 14.1% |
| 21 | U.S. Bank National Association 55 out of 100, Moderate | 25 | 0.9% | 39.5% |
| 22 | Connexus Credit Union 37 out of 100, Low | 25 | 0.9% | 60.0% |
| 23 | Royal Bank 79 out of 100, Strong | 22 | 0.8% | 13.0% |
| 24 | THOMPSON KANE & COMPANY, INC | 22 | 0.8% | — |
| 25 | GREENSTATE Credit Union 50 out of 100, Below average | 20 | 0.7% | 10.1% |
| 26 | Bell Bank 59 out of 100, Moderate | 20 | 0.7% | 7.1% |
| 27 | Loandepot.Com, LLC | 19 | 0.7% | — |
| 28 | Bank of Wisconsin Dells 79 out of 100, Strong | 19 | 0.7% | 12.8% |
| 29 | Coastal Community Bank 35 out of 100, Low | 18 | 0.7% | 3.0% |
| 30 | NATIONSTAR MORTGAGE LLC | 17 | 0.6% | — |
| 31 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 17 | 0.6% | 9.1% |
| 32 | One Community Bank 74 out of 100, Strong | 16 | 0.6% | 7.1% |
| 33 | Heartland Credit Union (Madison) | 16 | 0.6% | — |
| 34 | SPRING EQ, LLC | 15 | 0.5% | — |
| 35 | Broker Solutions, Inc. | 13 | 0.5% | — |
| 36 | TRIAD FINANCIAL SERVICES, INC. | 13 | 0.5% | — |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 0.5% | — |
| 38 | FIGURE LENDING LLC | 12 | 0.4% | — |
| 39 | MARINE CREDIT UNION 53 out of 100, Below average | 12 | 0.4% | 44.9% |
| 40 | The Park Bank 64 out of 100, Moderate | 12 | 0.4% | 9.1% |
Top 40 of 209 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps