Wyoming · HMDA 2025
Mortgage lenders in Niobrara County, WY
31 lenders reported 57 home-loan applications in Niobrara County in 2025. 25 closed as loans ($3.4M), 16 were denied — a 36.4% denial rate on decided applications, above the Wyoming rate of 19.4%. The three most active lenders handled 32% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 57
- Loans originated
- 25
- Purchase / refinance
- 14 / 6
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Niobrara County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 8 | 14.0% | — |
| 2 | BMO Bank National Association 83 out of 100, Strong | 7 | 12.3% | 40.5% |
| 3 | Mortgage Research Center, LLC | 3 | 5.3% | — |
| 4 | Glacier Bank 68 out of 100, Moderate | 3 | 5.3% | 20.0% |
| 5 | Fairway Independent Mortgage Corporation | 2 | 3.5% | — |
| 6 | AmeriSave Mortgage Corporation | 2 | 3.5% | — |
| 7 | BANKWEST, INC. 38 out of 100, Low | 2 | 3.5% | 48.6% |
| 8 | UNIWYO FEDERAL CREDIT UNION 83 out of 100, Strong | 2 | 3.5% | 17.4% |
| 9 | PREMIER MEMBERS CREDIT UNION | 2 | 3.5% | — |
| 10 | NEW DAY FINANCIAL, LLC | 2 | 3.5% | — |
| 11 | WEST GATE BANK 72 out of 100, Strong | 2 | 3.5% | 4.8% |
| 12 | PHH Mortgage Corporation | 2 | 3.5% | — |
| 13 | Points West Community Bank | 2 | 3.5% | — |
| 14 | 21st Mortgage Corporation | 1 | 1.8% | — |
| 15 | NEWREZ LLC | 1 | 1.8% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.8% | 14.1% |
| 17 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 1.8% | 32.5% |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.8% | — |
| 19 | GUARANTEED RATE, INC. | 1 | 1.8% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.8% | — |
| 21 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 1.8% | 39.5% |
| 22 | PLANET HOME LENDING, LLC | 1 | 1.8% | — |
| 23 | Gateway First Bank 54 out of 100, Below average | 1 | 1.8% | 5.3% |
| 24 | ZILLOW HOME LOANS, LLC | 1 | 1.8% | — |
| 25 | Mountain America Federal Credit Union 56 out of 100, Moderate | 1 | 1.8% | 45.0% |
| 26 | Meridian Trust Federal Credit Union 74 out of 100, Strong | 1 | 1.8% | 22.8% |
| 27 | Home Loan Investment Bank, F.S.B. | 1 | 1.8% | — |
| 28 | Plains Commerce Bank 59 out of 100, Moderate | 1 | 1.8% | 10.0% |
| 29 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 1.8% | — |
| 30 | Pinnacle Bank - Wyoming 77 out of 100, Strong | 1 | 1.8% | 8.6% |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 1.8% | — |
Top 31 of 31 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wyoming
- Laramie County 6,039 apps
- Natrona County 4,095 apps
- Campbell County 1,991 apps
- Sweetwater County 1,380 apps
- Albany County 1,261 apps
- Sheridan County 1,257 apps
- Park County 1,146 apps
- Fremont County 1,098 apps
- Lincoln County 1,054 apps
- Uinta County 856 apps
- Teton County 731 apps
- Carbon County 620 apps