TellerScore

Riverside Bank of Dublin is a state-chartered bank headquartered in Dublin, Ohio. At the end of Q2 2026 it reported $269.0M in total assets and $238.4M in deposits, with 3 offices.

Riverside Bank of Dublin has a TellerScore of 58 out of 100 (moderate) based on Q2 2026 data — higher than only 16% of its 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 140th. Problem-loan coverage contributes the most (93/100, 3.4%); earnings contributes the least (33/100, 0.34%).

TellerScore · Q2 2026

Scorecard

Capital cushion41/100
Tier 1 leverage ratio: 9.14%
Loan quality87/100
Noncurrent loans ÷ total loans: 0.38%
Earnings33/100
Return on assets (annualized): 0.34%
Funding & liquidity55/100
Loans ÷ deposits and uninsured-deposit share: 97.4% · 21.5% uninsured
Problem-loan coverage93/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.38%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (66 → 58), mostly because the loan quality component weakened by 13 points.

TellerScore
586571Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202468
Q4 202465
Q1 202568
Q2 202566
Q3 202566
Q4 202565
Q1 202661
Q2 202658
Tier 1 leverage ratio
5.00%8.87%12.74%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.74%
Q3 202411.37%
Q4 202410.67%
Q1 202510.26%
Q2 20259.88%
Q3 202510.13%
Q4 20259.91%
Q1 20269.34%
Q2 20269.14%
Noncurrent loans
0.00%0.19%0.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.01%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.17%
Q1 20260.38%
Q2 20260.38%
Return on assets
0.05%0.27%0.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.05%
Q3 20240.07%
Q4 20240.11%
Q1 20250.30%
Q2 20250.30%
Q3 20250.32%
Q4 20250.49%
Q1 20260.43%
Q2 20260.34%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$269.0M9.14%0.38%0.34%97.4%
Q1 202661$269.4M9.34%0.38%0.43%98.8%
Q4 202565$259.5M9.91%0.17%0.49%96.9%
Q3 202566$234.9M10.13%0.00%0.32%102.7%
Q2 202566$235.8M9.88%0.00%0.30%93.1%
Q1 202568$235.2M10.26%0.00%0.30%89.9%
Q4 202465$219.8M10.67%0.00%0.11%93.6%
Q3 202468$211.2M11.37%0.01%0.07%89.4%
Q2 202471$184.2M12.74%0.00%0.05%102.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.14%
14th
Total risk-based capital0.00%
24th
Problem loans0.38%
51st
Net charge-offs0.21%
12th
Return on assets0.34%
8th
Net interest margin3.04%
11th
Efficiency ratio80.8%
13th
Loans to deposits97.4%
13th
Uninsured deposits21.5%
58th
Loan-loss reserves0.78%
10th
Texas ratio3.4%
45th

Similar-size banks in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
The Harrison Building and Loan AssociationBank Harrison, OH86 out of 100, Very strong$268.0M17.6%0.39%vs
The Apple Creek Banking CompanyBank Apple Creek, OH70 out of 100, Strong$270.6M9.2%0.00%vs
The First National Bank of DennisonBank Dennison, OH71 out of 100, Strong$267.4M10.3%0.22%vs
The Wilmington Savings BankBank Wilmington, OH72 out of 100, Strong$267.3M14.6%0.82%vs
Greenville FederalBank Greenville, OH57 out of 100, Moderate$263.9M7.8%0.09%vs
First Bank of Central OhioBank Worthington, OH46 out of 100, Below average$260.9M9.9%1.48%vs

Deposit insurance

Is my money safe at Riverside Bank of Dublin?

Yes. Riverside Bank of Dublin is an FDIC-insured institution (FDIC certificate #59199). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.5% of deposits ($51.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.14%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Riverside Bank of Dublin lists 2 offices in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Riverside Bank of Dublin reported 0 home-loan applications under HMDA (LEI 894500SMOMUFH0UZXT46): 0 originated ($0 total), 0 denied, and 0 withdrawn or closed by the applicant.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Riverside Bank of Dublin
Type
State-chartered bank
FDIC certificate #
59199
RSSD ID
5479478
Primary regulator
FDIC
Established
February 22, 2021
Headquarters
555 Metro Pl N, Dublin, OH 43017
Employees
24

Quick answers

Riverside Bank of Dublin: common questions

Is Riverside Bank of Dublin FDIC insured?

Yes. Riverside Bank of Dublin is an FDIC-insured institution (FDIC certificate #59199). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Riverside Bank of Dublin's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Riverside Bank of Dublin ever failed?

There is no failure record for FDIC certificate #59199 in the FDIC failed bank list.

How many branches does Riverside Bank of Dublin have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Dublin

InstitutionScoreAssetsCapitalProblem loansCompare
Nationwide Trust Company, FSBBank Columbus, OH94 out of 100, Very strong$153.6M36.9%0.00%vs
C E S Credit UnionCredit union Mount Vernon, OH91 out of 100, Very strong$244.3M13.1%0.16%vs
Abbott Laboratories Credit UnionCredit union Gurnee, IL89 out of 100, Very strong$1.1B14.5%0.11%vs
State Highway Patrol Federal Credit UnionCredit union Columbus, OH88 out of 100, Very strong$92.2M13.5%0.06%vs
Firestone Federal Credit UnionCredit union Akron, OH82 out of 100, Strong$198.1M18.1%1.15%vs
Fidelity Federal Savings and Loan Association of DelawareBank Delaware, OH82 out of 100, Strong$131.6M17.0%0.04%vs