Alabama · HMDA 2025
Mortgage lenders in Covington County, AL
151 lenders reported 1,289 home-loan applications in Covington County in 2025. 604 closed as loans ($99.6M), 318 were denied — a 32.6% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 22% of applications, led by CCB Community Bank. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,289
- Loans originated
- 604
- Purchase / refinance
- 296 / 211
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Covington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CCB Community Bank 79 out of 100, Strong | 115 | 8.9% | 1.9% |
| 2 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 94 | 7.3% | 43.3% |
| 3 | 21st Mortgage Corporation | 80 | 6.2% | — |
| 4 | Rocket Mortgage, LLC | 78 | 6.1% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 63 | 4.9% | — |
| 6 | MOVEMENT MORTGAGE, LLC | 58 | 4.5% | — |
| 7 | Mortgage Research Center, LLC | 42 | 3.3% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 36 | 2.8% | — |
| 9 | Regions Bank 64 out of 100, Moderate | 34 | 2.6% | 43.1% |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 32 | 2.5% | 32.9% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 30 | 2.3% | — |
| 12 | AmeriSave Mortgage Corporation | 30 | 2.3% | — |
| 13 | NEW DAY FINANCIAL, LLC | 29 | 2.2% | — |
| 14 | Guardian Credit Union | 26 | 2.0% | — |
| 15 | UNION HOME MORTGAGE CORP. | 23 | 1.8% | — |
| 16 | CMG MORTGAGE, INC. | 20 | 1.6% | — |
| 17 | Loandepot.Com, LLC | 20 | 1.6% | — |
| 18 | Broker Solutions, Inc. | 20 | 1.6% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 17 | 1.3% | — |
| 20 | GUARANTEED RATE, INC. | 15 | 1.2% | — |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 14 | 1.1% | — |
| 22 | NEWREZ LLC | 12 | 0.9% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 0.9% | 14.1% |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 0.9% | — |
| 25 | FIGURE LENDING LLC | 12 | 0.9% | — |
| 26 | TRIAD FINANCIAL SERVICES, INC. | 11 | 0.9% | — |
| 27 | SOUTHWEST STAGE FUNDING, LLC | 11 | 0.9% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 10 | 0.8% | — |
| 29 | Discover Bank | 9 | 0.7% | — |
| 30 | TOWNE MORTGAGE COMPANY | 9 | 0.7% | — |
| 31 | GoodLeap, LLC | 9 | 0.7% | — |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.6% | 22.2% |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.6% | — |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.6% | — |
| 35 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 0.6% | 74.7% |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.6% | — |
| 37 | Cadence Bank | 8 | 0.6% | — |
| 38 | PLANET HOME LENDING, LLC | 7 | 0.5% | — |
| 39 | KIND LENDING, LLC | 7 | 0.5% | — |
| 40 | Troy Bank and Trust Company | 7 | 0.5% | — |
Top 40 of 151 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps