Alabama · HMDA 2025
Mortgage lenders in Lee County, AL
354 lenders reported 8,781 home-loan applications in Lee County in 2025. 4,653 closed as loans ($1.5B), 1,253 were denied — a 20.2% denial rate on decided applications, below the Alabama rate of 24.7%. The three most active lenders handled 17% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 8,781
- Loans originated
- 4,653
- Purchase / refinance
- 2,798 / 1,193
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 627 | 7.1% | — |
| 2 | CMG MORTGAGE, INC. | 467 | 5.3% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 422 | 4.8% | — |
| 4 | Rocket Mortgage, LLC | 378 | 4.3% | — |
| 5 | AMERIHOME MORTGAGE COMPANY, LLC | 280 | 3.2% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 247 | 2.8% | — |
| 7 | River Bank & Trust | 235 | 2.7% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 232 | 2.6% | — |
| 9 | Mortgage Research Center, LLC | 214 | 2.4% | — |
| 10 | Renasant Bank 64 out of 100, Moderate | 211 | 2.4% | 11.6% |
| 11 | Regions Bank 64 out of 100, Moderate | 205 | 2.3% | 43.1% |
| 12 | CANOPY MORTGAGE, LLC | 199 | 2.3% | — |
| 13 | Trustmark National Bank 62 out of 100, Moderate | 173 | 2.0% | 14.7% |
| 14 | NEWREZ LLC | 170 | 1.9% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 160 | 1.8% | 14.1% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 154 | 1.8% | 32.9% |
| 17 | GUILD MORTGAGE COMPANY | 147 | 1.7% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 145 | 1.7% | — |
| 19 | SouthState Bank, National Association 68 out of 100, Moderate | 140 | 1.6% | 23.3% |
| 20 | 21st Mortgage Corporation | 129 | 1.5% | — |
| 21 | PNC Bank, National Association 62 out of 100, Moderate | 125 | 1.4% | 33.8% |
| 22 | NATIONSTAR MORTGAGE LLC | 121 | 1.4% | — |
| 23 | Truist Bank 63 out of 100, Moderate | 116 | 1.3% | 40.8% |
| 24 | ServisFirst Bank 63 out of 100, Moderate | 115 | 1.3% | 3.8% |
| 25 | MOVEMENT MORTGAGE, LLC | 113 | 1.3% | — |
| 26 | MAX Credit Union 89 out of 100, Very strong | 112 | 1.3% | 27.0% |
| 27 | Synovus Bank | 108 | 1.2% | — |
| 28 | PLANET HOME LENDING, LLC | 102 | 1.2% | — |
| 29 | AuburnBank 74 out of 100, Strong | 88 | 1.0% | 11.3% |
| 30 | Cadence Bank | 85 | 1.0% | — |
| 31 | Broker Solutions, Inc. | 78 | 0.9% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 78 | 0.9% | 3.0% |
| 33 | FIGURE LENDING LLC | 77 | 0.9% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 77 | 0.9% | — |
| 35 | Filo Mortgage, L.L.C. | 72 | 0.8% | — |
| 36 | AUBURN UNIVERSITY CREDIT UNION 67 out of 100, Moderate | 71 | 0.8% | 13.5% |
| 37 | PHH Mortgage Corporation | 67 | 0.8% | — |
| 38 | Loandepot.Com, LLC | 65 | 0.7% | — |
| 39 | AmeriSave Mortgage Corporation | 65 | 0.7% | — |
| 40 | SPRING EQ, LLC | 65 | 0.7% | — |
Top 40 of 354 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps
- Calhoun County 4,767 apps