Alabama · HMDA 2025
Mortgage lenders in Madison County, AL
461 lenders reported 23,854 home-loan applications in Madison County in 2025. 12,302 closed as loans ($3.5B), 3,145 were denied — a 19.3% denial rate on decided applications, below the Alabama rate of 24.7%. The three most active lenders handled 20% of applications, led by REDSTONE Federal Credit Union. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 23,854
- Loans originated
- 12,302
- Purchase / refinance
- 6,816 / 3,472
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Madison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 2,518 | 10.6% | 23.2% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 1,329 | 5.6% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 1,040 | 4.4% | 43.1% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,034 | 4.3% | — |
| 5 | Rocket Mortgage, LLC | 1,031 | 4.3% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 673 | 2.8% | — |
| 7 | NEWREZ LLC | 548 | 2.3% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 506 | 2.1% | — |
| 9 | LENNAR MORTGAGE, LLC | 494 | 2.1% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 486 | 2.0% | 14.1% |
| 11 | Mortgage Research Center, LLC | 483 | 2.0% | — |
| 12 | DHI MORTGAGE COMPANY, LTD. | 442 | 1.9% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 413 | 1.7% | 32.9% |
| 14 | CANOPY MORTGAGE, LLC | 394 | 1.7% | — |
| 15 | FirstBank 59 out of 100, Moderate | 374 | 1.6% | 42.8% |
| 16 | NATIONSTAR MORTGAGE LLC | 368 | 1.5% | — |
| 17 | STOCKTON MORTGAGE CORPORATION | 356 | 1.5% | — |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 350 | 1.5% | — |
| 19 | PLANET HOME LENDING, LLC | 347 | 1.5% | — |
| 20 | Loandepot.Com, LLC | 343 | 1.4% | — |
| 21 | Trustmark National Bank 62 out of 100, Moderate | 294 | 1.2% | 14.7% |
| 22 | Heritage Mortgage, LLC | 289 | 1.2% | — |
| 23 | FIRST CONTINENTAL MORTGAGE, LTD. | 248 | 1.0% | — |
| 24 | Cadence Bank | 233 | 1.0% | — |
| 25 | FIRST COLONY MORTGAGE CORPORATION | 222 | 0.9% | — |
| 26 | GMFS LLC | 220 | 0.9% | — |
| 27 | Broker Solutions, Inc. | 217 | 0.9% | — |
| 28 | PNC Bank, National Association 62 out of 100, Moderate | 204 | 0.9% | 33.8% |
| 29 | Pinnacle Bank 60 out of 100, Moderate | 191 | 0.8% | 17.5% |
| 30 | Coastal Community Bank 35 out of 100, Low | 184 | 0.8% | 3.0% |
| 31 | FIGURE LENDING LLC | 183 | 0.8% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 175 | 0.7% | — |
| 33 | AmeriSave Mortgage Corporation | 172 | 0.7% | — |
| 34 | NEW DAY FINANCIAL, LLC | 169 | 0.7% | — |
| 35 | SouthState Bank, National Association 68 out of 100, Moderate | 160 | 0.7% | 23.3% |
| 36 | SPRING EQ, LLC | 156 | 0.7% | — |
| 37 | PHH Mortgage Corporation | 151 | 0.6% | — |
| 38 | Kiavi Funding, Inc. | 146 | 0.6% | — |
| 39 | Truist Bank 63 out of 100, Moderate | 140 | 0.6% | 40.8% |
| 40 | Bank Independent | 133 | 0.6% | — |
Top 40 of 461 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps
- Calhoun County 4,767 apps