Alabama · HMDA 2025
Mortgage lenders in Morgan County, AL
273 lenders reported 5,666 home-loan applications in Morgan County in 2025. 2,896 closed as loans ($604.5M), 875 were denied — a 22.0% denial rate on decided applications, below the Alabama rate of 24.7%. The three most active lenders handled 18% of applications, led by REDSTONE Federal Credit Union. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,666
- Loans originated
- 2,896
- Purchase / refinance
- 1,502 / 924
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morgan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 492 | 8.7% | 23.2% |
| 2 | Rocket Mortgage, LLC | 296 | 5.2% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 238 | 4.2% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 238 | 4.2% | 43.1% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 222 | 3.9% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 197 | 3.5% | — |
| 7 | Broker Solutions, Inc. | 169 | 3.0% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 138 | 2.4% | — |
| 9 | NEWREZ LLC | 137 | 2.4% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 128 | 2.3% | — |
| 11 | Renasant Bank 64 out of 100, Moderate | 108 | 1.9% | 11.6% |
| 12 | Mortgage Research Center, LLC | 107 | 1.9% | — |
| 13 | 21st Mortgage Corporation | 99 | 1.7% | — |
| 14 | Bank Independent | 93 | 1.6% | — |
| 15 | River Bank & Trust | 85 | 1.5% | — |
| 16 | PLANET HOME LENDING, LLC | 79 | 1.4% | — |
| 17 | Synovus Bank | 79 | 1.4% | — |
| 18 | PNC Bank, National Association 62 out of 100, Moderate | 78 | 1.4% | 33.8% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 75 | 1.3% | 14.1% |
| 20 | Fairway Independent Mortgage Corporation | 73 | 1.3% | — |
| 21 | STOCKTON MORTGAGE CORPORATION | 71 | 1.3% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 68 | 1.2% | — |
| 23 | Loandepot.Com, LLC | 64 | 1.1% | — |
| 24 | SouthPoint Bank | 64 | 1.1% | — |
| 25 | AmeriSave Mortgage Corporation | 57 | 1.0% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 55 | 1.0% | 32.9% |
| 27 | NEW DAY FINANCIAL, LLC | 54 | 1.0% | — |
| 28 | Heritage Mortgage, LLC | 52 | 0.9% | — |
| 29 | United Community Bank 67 out of 100, Moderate | 51 | 0.9% | 25.4% |
| 30 | Family Security Credit Union 95 out of 100, Very strong | 47 | 0.8% | 37.5% |
| 31 | Coastal Community Bank 35 out of 100, Low | 47 | 0.8% | 3.0% |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 46 | 0.8% | — |
| 33 | Kiavi Funding, Inc. | 46 | 0.8% | — |
| 34 | Cadence Bank | 45 | 0.8% | — |
| 35 | PHH Mortgage Corporation | 43 | 0.8% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 42 | 0.7% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 39 | 0.7% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 39 | 0.7% | — |
| 39 | FIGURE LENDING LLC | 38 | 0.7% | — |
| 40 | FIRST CONTINENTAL MORTGAGE, LTD. | 38 | 0.7% | — |
Top 40 of 273 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps
- Calhoun County 4,767 apps