Alabama · HMDA 2025
Mortgage lenders in Jefferson County, AL
506 lenders reported 28,393 home-loan applications in Jefferson County in 2025. 14,244 closed as loans ($3.7B), 4,910 were denied — a 24.4% denial rate on decided applications, close to the Alabama rate of 24.7%. The three most active lenders handled 17% of applications, led by Regions Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 28,393
- Loans originated
- 14,244
- Purchase / refinance
- 7,440 / 3,910
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Regions Bank 64 out of 100, Moderate | 2,511 | 8.8% | 43.1% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,112 | 3.9% | — |
| 3 | AMERICA'S FIRST | 1,077 | 3.8% | — |
| 4 | Rocket Mortgage, LLC | 1,055 | 3.7% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 865 | 3.0% | — |
| 6 | Cadence Bank | 702 | 2.5% | — |
| 7 | Fairway Independent Mortgage Corporation | 659 | 2.3% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 629 | 2.2% | 14.1% |
| 9 | SouthState Bank, National Association 68 out of 100, Moderate | 591 | 2.1% | 23.3% |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 539 | 1.9% | 33.8% |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 500 | 1.8% | — |
| 12 | NEWREZ LLC | 496 | 1.7% | — |
| 13 | Kiavi Funding, Inc. | 496 | 1.7% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 487 | 1.7% | — |
| 15 | AVADIAN | 458 | 1.6% | — |
| 16 | FirstBank 59 out of 100, Moderate | 430 | 1.5% | 42.8% |
| 17 | Renasant Bank 64 out of 100, Moderate | 424 | 1.5% | 11.6% |
| 18 | Mortgage Research Center, LLC | 404 | 1.4% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 399 | 1.4% | — |
| 20 | Trustmark National Bank 62 out of 100, Moderate | 372 | 1.3% | 14.7% |
| 21 | GUILD MORTGAGE COMPANY | 353 | 1.2% | — |
| 22 | Broker Solutions, Inc. | 350 | 1.2% | — |
| 23 | Loandepot.Com, LLC | 348 | 1.2% | — |
| 24 | Synovus Bank | 335 | 1.2% | — |
| 25 | AmeriSave Mortgage Corporation | 300 | 1.1% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 288 | 1.0% | 32.9% |
| 27 | UNION HOME MORTGAGE CORP. | 287 | 1.0% | — |
| 28 | Truist Bank 63 out of 100, Moderate | 285 | 1.0% | 40.8% |
| 29 | Loan Funder LLC | 266 | 0.9% | — |
| 30 | VANDERBILT MORTGAGE AND FINANCE, INC. | 262 | 0.9% | — |
| 31 | MOVEMENT MORTGAGE, LLC | 256 | 0.9% | — |
| 32 | Prosperity Home Mortgage, LLC | 243 | 0.9% | — |
| 33 | FIGURE LENDING LLC | 233 | 0.8% | — |
| 34 | DHI MORTGAGE COMPANY, LTD. | 228 | 0.8% | — |
| 35 | BPL MORTGAGE TRUST, LLC | 227 | 0.8% | — |
| 36 | PLANET HOME LENDING, LLC | 221 | 0.8% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 215 | 0.8% | 3.0% |
| 38 | SPRING EQ, LLC | 205 | 0.7% | — |
| 39 | GUARANTEED RATE, INC. | 198 | 0.7% | — |
| 40 | CANOPY MORTGAGE, LLC | 188 | 0.7% | — |
Top 40 of 506 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps
- Calhoun County 4,767 apps