HMDA 2025
Mortgage lenders in Alabama
Lenders reported 232,263 home-loan applications for properties in Alabama in 2025; 114,656 became loans and the denial rate on decided applications was 24.7%. The busiest county was Jefferson County with 28,393 applications.
Most active lenders across Alabama's counties
- Regions Bank 11,871 applications
- Rocket Mortgage, LLC 10,172 applications
- PENNYMAC LOAN SERVICES, LLC 9,452 applications
- VANDERBILT MORTGAGE AND FINANCE, INC. 8,415 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 7,716 applications
- 21st Mortgage Corporation 6,256 applications
- Mortgage Research Center, LLC 5,108 applications
- NEWREZ LLC 4,939 applications
- FREEDOM MORTGAGE CORPORATION 4,713 applications
- AMERIHOME MORTGAGE COMPANY, LLC 4,634 applications
- REDSTONE Federal Credit Union 4,389 applications
- DHI MORTGAGE COMPANY, LTD. 3,809 applications
- JPMorgan Chase Bank, National Association 3,474 applications
- Trustmark National Bank 3,315 applications
- Navy Federal Credit Union 3,260 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Autauga County | 3,101 | 205 | 22.0% | 856 / 537 |
| Baldwin County | 17,566 | 543 | 22.5% | 5,363 / 2,137 |
| Barbour County | 639 | 97 | 33.5% | 129 / 103 |
| Bibb County | 758 | 117 | 37.2% | 167 / 92 |
| Blount County | 2,557 | 203 | 26.2% | 672 / 361 |
| Bullock County | 221 | 41 | 58.3% | 34 / 18 |
| Butler County | 638 | 85 | 41.0% | 150 / 69 |
| Calhoun County | 4,767 | 250 | 28.2% | 1,217 / 652 |
| Chambers County | 1,196 | 159 | 30.6% | 309 / 159 |
| Cherokee County | 1,193 | 169 | 31.1% | 262 / 189 |
| Chilton County | 2,214 | 178 | 28.4% | 558 / 289 |
| Choctaw County | 258 | 52 | 43.8% | 62 / 23 |
| Clarke County | 686 | 100 | 38.4% | 171 / 69 |
| Clay County | 419 | 99 | 36.8% | 96 / 52 |
| Cleburne County | 643 | 135 | 30.3% | 149 / 86 |
| Coffee County | 2,954 | 200 | 22.1% | 825 / 478 |
| Colbert County | 2,692 | 195 | 18.6% | 763 / 564 |
| Conecuh County | 311 | 77 | 49.8% | 51 / 31 |
| Coosa County | 397 | 95 | 37.8% | 78 / 55 |
| Covington County | 1,289 | 151 | 32.6% | 296 / 211 |
| Crenshaw County | 447 | 78 | 36.1% | 96 / 66 |
| Cullman County | 4,175 | 264 | 26.8% | 1,137 / 626 |
| Dale County | 1,957 | 189 | 27.6% | 497 / 287 |
| Dallas County | 823 | 127 | 41.5% | 183 / 90 |
| DeKalb County | 2,493 | 209 | 29.0% | 600 / 451 |
| Elmore County | 4,717 | 247 | 21.6% | 1,331 / 789 |
| Escambia County | 1,198 | 153 | 33.5% | 290 / 150 |
| Etowah County | 4,066 | 232 | 25.3% | 1,082 / 602 |
| Fayette County | 658 | 109 | 30.6% | 177 / 77 |
| Franklin County | 886 | 108 | 28.4% | 204 / 162 |
| Geneva County | 1,178 | 136 | 27.8% | 275 / 202 |
| Greene County | 167 | 47 | 46.8% | 24 / 16 |
| Hale County | 507 | 87 | 41.9% | 107 / 66 |
| Henry County | 996 | 134 | 30.7% | 269 / 148 |
| Houston County | 4,894 | 237 | 24.6% | 1,318 / 728 |
| Jackson County | 2,090 | 194 | 26.0% | 466 / 379 |
| Jefferson County | 28,393 | 506 | 24.4% | 7,440 / 3,910 |
| Lamar County | 418 | 83 | 31.3% | 104 / 45 |
| Lauderdale County | 4,208 | 228 | 18.0% | 1,122 / 932 |
| Lawrence County | 1,538 | 151 | 33.6% | 348 / 205 |
| Lee County | 8,781 | 354 | 20.2% | 2,798 / 1,193 |
| Limestone County | 7,909 | 299 | 18.8% | 2,468 / 1,060 |
| Lowndes County | 359 | 70 | 47.9% | 63 / 32 |
| Macon County | 548 | 110 | 52.4% | 79 / 66 |
| Madison County | 23,854 | 461 | 19.3% | 6,816 / 3,472 |
| Marengo County | 569 | 88 | 42.1% | 106 / 61 |
| Marion County | 916 | 120 | 30.2% | 207 / 144 |
| Marshall County | 4,232 | 264 | 22.0% | 1,106 / 810 |
| Mobile County | 16,489 | 427 | 27.1% | 4,254 / 2,221 |
| Monroe County | 512 | 103 | 40.2% | 123 / 66 |
| Montgomery County | 9,224 | 326 | 27.2% | 2,534 / 1,279 |
| Morgan County | 5,666 | 273 | 22.0% | 1,502 / 924 |
| Perry County | 220 | 49 | 51.0% | 44 / 5 |
| Pickens County | 548 | 88 | 29.2% | 134 / 78 |
| Pike County | 1,225 | 123 | 34.1% | 343 / 159 |
| Randolph County | 971 | 161 | 30.3% | 244 / 140 |
| Russell County | 2,961 | 205 | 24.0% | 726 / 515 |
| Shelby County | 12,554 | 367 | 18.8% | 3,649 / 1,661 |
| St. Clair County | 5,338 | 274 | 22.9% | 1,584 / 686 |
| Sumter County | 268 | 64 | 45.2% | 62 / 23 |
| Talladega County | 3,468 | 250 | 32.9% | 913 / 347 |
| Tallapoosa County | 1,815 | 210 | 26.3% | 493 / 311 |
| Tuscaloosa County | 8,980 | 351 | 24.5% | 2,684 / 1,101 |
| Walker County | 2,664 | 203 | 34.6% | 637 / 257 |
| Washington County | 553 | 98 | 35.2% | 114 / 66 |
| Wilcox County | 286 | 50 | 55.8% | 45 / 23 |
| Winston County | 1,045 | 164 | 25.6% | 269 / 146 |