Alabama · HMDA 2025
Mortgage lenders in Houston County, AL
237 lenders reported 4,894 home-loan applications in Houston County in 2025. 2,524 closed as loans ($516.0M), 894 were denied — a 24.6% denial rate on decided applications, close to the Alabama rate of 24.7%. The three most active lenders handled 17% of applications, led by ALL IN FEDERAL CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,894
- Loans originated
- 2,524
- Purchase / refinance
- 1,318 / 728
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Houston County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 348 | 7.1% | 43.3% |
| 2 | Mortgage Research Center, LLC | 250 | 5.1% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 218 | 4.5% | 43.1% |
| 4 | Rocket Mortgage, LLC | 191 | 3.9% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 189 | 3.9% | — |
| 6 | MOVEMENT MORTGAGE, LLC | 144 | 2.9% | — |
| 7 | 21st Mortgage Corporation | 126 | 2.6% | — |
| 8 | Fairway Independent Mortgage Corporation | 122 | 2.5% | — |
| 9 | Five Star Credit Union 72 out of 100, Strong | 115 | 2.3% | 27.7% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 111 | 2.3% | — |
| 11 | NEWREZ LLC | 107 | 2.2% | — |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 101 | 2.1% | — |
| 13 | INTERLINC MORTGAGE SERVICES, LLC | 101 | 2.1% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 98 | 2.0% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 94 | 1.9% | — |
| 16 | River Bank & Trust | 92 | 1.9% | — |
| 17 | BankPlus 71 out of 100, Strong | 82 | 1.7% | 12.2% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 81 | 1.7% | 32.9% |
| 19 | AVADIAN | 78 | 1.6% | — |
| 20 | Tyndall Federal Credit Union 89 out of 100, Very strong | 70 | 1.4% | 24.3% |
| 21 | NATIONSTAR MORTGAGE LLC | 61 | 1.2% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 59 | 1.2% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 58 | 1.2% | 14.1% |
| 24 | PeoplesSouth Bank 69 out of 100, Moderate | 58 | 1.2% | 5.5% |
| 25 | PLANET HOME LENDING, LLC | 53 | 1.1% | — |
| 26 | AmeriSave Mortgage Corporation | 50 | 1.0% | — |
| 27 | ServisFirst Bank 63 out of 100, Moderate | 50 | 1.0% | 3.8% |
| 28 | TRIAD FINANCIAL SERVICES, INC. | 49 | 1.0% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 46 | 0.9% | 3.0% |
| 30 | Troy Bank and Trust Company | 44 | 0.9% | — |
| 31 | Friend Bank 85 out of 100, Very strong | 44 | 0.9% | 6.8% |
| 32 | Ameris Bank 67 out of 100, Moderate | 43 | 0.9% | 10.5% |
| 33 | Loandepot.Com, LLC | 41 | 0.8% | — |
| 34 | UNION HOME MORTGAGE CORP. | 41 | 0.8% | — |
| 35 | HNB FIRST BANK 64 out of 100, Moderate | 41 | 0.8% | 13.6% |
| 36 | Renasant Bank 64 out of 100, Moderate | 39 | 0.8% | 11.6% |
| 37 | CMG MORTGAGE, INC. | 38 | 0.8% | — |
| 38 | Broker Solutions, Inc. | 38 | 0.8% | — |
| 39 | NEW DAY FINANCIAL, LLC | 33 | 0.7% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 33 | 0.7% | — |
Top 40 of 237 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Calhoun County 4,767 apps