Alabama · HMDA 2025
Mortgage lenders in Mobile County, AL
427 lenders reported 16,489 home-loan applications in Mobile County in 2025. 7,860 closed as loans ($1.7B), 3,158 were denied — a 27.1% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 16% of applications, led by Regions Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 16,489
- Loans originated
- 7,860
- Purchase / refinance
- 4,254 / 2,221
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mobile County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Regions Bank 64 out of 100, Moderate | 1,087 | 6.6% | 43.1% |
| 2 | Rocket Mortgage, LLC | 877 | 5.3% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 664 | 4.0% | — |
| 4 | Trustmark National Bank 62 out of 100, Moderate | 530 | 3.2% | 14.7% |
| 5 | PNC Bank, National Association 62 out of 100, Moderate | 474 | 2.9% | 33.8% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 453 | 2.7% | — |
| 7 | DHI MORTGAGE COMPANY, LTD. | 442 | 2.7% | — |
| 8 | NEWREZ LLC | 397 | 2.4% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 356 | 2.2% | — |
| 10 | Mortgage Research Center, LLC | 352 | 2.1% | — |
| 11 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 330 | 2.0% | 43.3% |
| 12 | FREEDOM MORTGAGE CORPORATION | 316 | 1.9% | — |
| 13 | GMFS LLC | 296 | 1.8% | — |
| 14 | EMBRACE HOME LOANS, INC. | 279 | 1.7% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 263 | 1.6% | 14.1% |
| 16 | 21st Mortgage Corporation | 256 | 1.6% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 244 | 1.5% | 32.9% |
| 18 | NATIONSTAR MORTGAGE LLC | 242 | 1.5% | — |
| 19 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 242 | 1.5% | 25.2% |
| 20 | VANDERBILT MORTGAGE AND FINANCE, INC. | 227 | 1.4% | — |
| 21 | Community Bank of Mississippi 64 out of 100, Moderate | 225 | 1.4% | 9.7% |
| 22 | Broker Solutions, Inc. | 218 | 1.3% | — |
| 23 | AmeriSave Mortgage Corporation | 214 | 1.3% | — |
| 24 | Cadence Bank | 195 | 1.2% | — |
| 25 | Renasant Bank 64 out of 100, Moderate | 192 | 1.2% | 11.6% |
| 26 | Loandepot.Com, LLC | 190 | 1.2% | — |
| 27 | PLANET HOME LENDING, LLC | 189 | 1.1% | — |
| 28 | UNION HOME MORTGAGE CORP. | 189 | 1.1% | — |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 181 | 1.1% | — |
| 30 | New Horizons Credit Union 71 out of 100, Strong | 161 | 1.0% | 26.5% |
| 31 | River Bank & Trust | 155 | 0.9% | — |
| 32 | FIGURE LENDING LLC | 151 | 0.9% | — |
| 33 | NEW DAY FINANCIAL, LLC | 143 | 0.9% | — |
| 34 | KIND LENDING, LLC | 141 | 0.9% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 141 | 0.9% | 3.0% |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 138 | 0.8% | — |
| 37 | First Federal Bank, A FSB 55 out of 100, Moderate | 136 | 0.8% | 4.5% |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 132 | 0.8% | — |
| 39 | FirstBank 59 out of 100, Moderate | 125 | 0.8% | 42.8% |
| 40 | SPRING EQ, LLC | 114 | 0.7% | — |
Top 40 of 427 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps
- Calhoun County 4,767 apps