Alabama · HMDA 2025
Mortgage lenders in Montgomery County, AL
326 lenders reported 9,224 home-loan applications in Montgomery County in 2025. 4,341 closed as loans ($873.2M), 1,742 were denied — a 27.2% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 16% of applications, led by GUILD MORTGAGE COMPANY. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,224
- Loans originated
- 4,341
- Purchase / refinance
- 2,534 / 1,279
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montgomery County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 557 | 6.0% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 495 | 5.4% | 43.1% |
| 3 | MAX Credit Union 89 out of 100, Very strong | 440 | 4.8% | 27.0% |
| 4 | Rocket Mortgage, LLC | 372 | 4.0% | — |
| 5 | Trustmark National Bank 62 out of 100, Moderate | 330 | 3.6% | 14.7% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 311 | 3.4% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 309 | 3.3% | — |
| 8 | Renasant Bank 64 out of 100, Moderate | 267 | 2.9% | 11.6% |
| 9 | Guardian Credit Union | 241 | 2.6% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 239 | 2.6% | 32.9% |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 237 | 2.6% | — |
| 12 | Mortgage Research Center, LLC | 223 | 2.4% | — |
| 13 | Kiavi Funding, Inc. | 217 | 2.4% | — |
| 14 | DHI MORTGAGE COMPANY, LTD. | 189 | 2.0% | — |
| 15 | Fairway Independent Mortgage Corporation | 180 | 2.0% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 173 | 1.9% | — |
| 17 | MOVEMENT MORTGAGE, LLC | 164 | 1.8% | — |
| 18 | NEWREZ LLC | 161 | 1.7% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 160 | 1.7% | 14.1% |
| 20 | 21st Mortgage Corporation | 159 | 1.7% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 150 | 1.6% | — |
| 22 | PNC Bank, National Association 62 out of 100, Moderate | 120 | 1.3% | 33.8% |
| 23 | NEW DAY FINANCIAL, LLC | 115 | 1.2% | — |
| 24 | Synovus Bank | 104 | 1.1% | — |
| 25 | CMG MORTGAGE, INC. | 98 | 1.1% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 92 | 1.0% | — |
| 27 | River Bank & Trust | 88 | 1.0% | — |
| 28 | Loandepot.Com, LLC | 87 | 0.9% | — |
| 29 | AmeriSave Mortgage Corporation | 86 | 0.9% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 85 | 0.9% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 83 | 0.9% | — |
| 32 | Broker Solutions, Inc. | 77 | 0.8% | — |
| 33 | BPL MORTGAGE TRUST, LLC | 76 | 0.8% | — |
| 34 | LENDINGONE, LLC | 71 | 0.8% | — |
| 35 | Truist Bank 63 out of 100, Moderate | 69 | 0.7% | 40.8% |
| 36 | Coastal Community Bank 35 out of 100, Low | 66 | 0.7% | 3.0% |
| 37 | PLANET HOME LENDING, LLC | 63 | 0.7% | — |
| 38 | FIGURE LENDING LLC | 62 | 0.7% | — |
| 39 | Assurance Financial Group, L.L.C. | 60 | 0.7% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 58 | 0.6% | — |
Top 40 of 326 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps
- Calhoun County 4,767 apps