Alabama · HMDA 2025
Mortgage lenders in Tuscaloosa County, AL
351 lenders reported 8,980 home-loan applications in Tuscaloosa County in 2025. 4,403 closed as loans ($1.1B), 1,526 were denied — a 24.5% denial rate on decided applications, close to the Alabama rate of 24.7%. The three most active lenders handled 18% of applications, led by First Federal Bank, A FSB. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 8,980
- Loans originated
- 4,403
- Purchase / refinance
- 2,684 / 1,101
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Tuscaloosa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Federal Bank, A FSB 55 out of 100, Moderate | 699 | 7.8% | 4.5% |
| 2 | Regions Bank 64 out of 100, Moderate | 470 | 5.2% | 43.1% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 429 | 4.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 384 | 4.3% | — |
| 5 | ALABAMA ONE | 356 | 4.0% | — |
| 6 | Rocket Mortgage, LLC | 300 | 3.3% | — |
| 7 | DHI MORTGAGE COMPANY, LTD. | 294 | 3.3% | — |
| 8 | MOVEMENT MORTGAGE, LLC | 275 | 3.1% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 263 | 2.9% | — |
| 10 | NEWREZ LLC | 200 | 2.2% | — |
| 11 | BankFirst Financial Services 69 out of 100, Moderate | 198 | 2.2% | 7.5% |
| 12 | 21st Mortgage Corporation | 194 | 2.2% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 189 | 2.1% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 173 | 1.9% | — |
| 15 | FirstBank 59 out of 100, Moderate | 170 | 1.9% | 42.8% |
| 16 | Cadence Bank | 170 | 1.9% | — |
| 17 | Bryant Bank 72 out of 100, Strong | 167 | 1.9% | 7.7% |
| 18 | United Community Bank 67 out of 100, Moderate | 160 | 1.8% | 25.4% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 147 | 1.6% | 14.1% |
| 20 | NATIONSTAR MORTGAGE LLC | 146 | 1.6% | — |
| 21 | Mortgage Research Center, LLC | 135 | 1.5% | — |
| 22 | TRIAD FINANCIAL SERVICES, INC. | 133 | 1.5% | — |
| 23 | PNC Bank, National Association 62 out of 100, Moderate | 96 | 1.1% | 33.8% |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 84 | 0.9% | 32.9% |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 82 | 0.9% | — |
| 26 | AmeriSave Mortgage Corporation | 81 | 0.9% | — |
| 27 | Trustmark National Bank 62 out of 100, Moderate | 76 | 0.8% | 14.7% |
| 28 | GUILD MORTGAGE COMPANY | 75 | 0.8% | — |
| 29 | NFM, INC. | 74 | 0.8% | — |
| 30 | Broker Solutions, Inc. | 73 | 0.8% | — |
| 31 | PLANET HOME LENDING, LLC | 72 | 0.8% | — |
| 32 | Synovus Bank | 68 | 0.8% | — |
| 33 | FIGURE LENDING LLC | 65 | 0.7% | — |
| 34 | Renasant Bank 64 out of 100, Moderate | 63 | 0.7% | 11.6% |
| 35 | SmartBank 66 out of 100, Moderate | 62 | 0.7% | 12.9% |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 61 | 0.7% | — |
| 37 | Loandepot.Com, LLC | 60 | 0.7% | — |
| 38 | STOCKTON MORTGAGE CORPORATION | 59 | 0.7% | — |
| 39 | Equity Prime Mortgage LLC | 55 | 0.6% | — |
| 40 | RELIANCE FIRST CAPITAL, LLC | 54 | 0.6% | — |
Top 40 of 351 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps
- Calhoun County 4,767 apps