Alabama · HMDA 2025
Mortgage lenders in Baldwin County, AL
543 lenders reported 17,566 home-loan applications in Baldwin County in 2025. 8,842 closed as loans ($2.9B), 2,727 were denied — a 22.5% denial rate on decided applications, below the Alabama rate of 24.7%. The three most active lenders handled 17% of applications, led by DHI MORTGAGE COMPANY, LTD.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 17,566
- Loans originated
- 8,842
- Purchase / refinance
- 5,363 / 2,137
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Baldwin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DHI MORTGAGE COMPANY, LTD. | 1,312 | 7.5% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 923 | 5.3% | — |
| 3 | Rocket Mortgage, LLC | 796 | 4.5% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 778 | 4.4% | 43.1% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 532 | 3.0% | — |
| 6 | 21st Mortgage Corporation | 446 | 2.5% | — |
| 7 | NEWREZ LLC | 434 | 2.5% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 398 | 2.3% | 32.9% |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 380 | 2.2% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 317 | 1.8% | — |
| 11 | Trustmark National Bank 62 out of 100, Moderate | 316 | 1.8% | 14.7% |
| 12 | PNC Bank, National Association 62 out of 100, Moderate | 312 | 1.8% | 33.8% |
| 13 | NATIONSTAR MORTGAGE LLC | 287 | 1.6% | — |
| 14 | Mortgage Research Center, LLC | 285 | 1.6% | — |
| 15 | Community Bank of Mississippi 64 out of 100, Moderate | 250 | 1.4% | 9.7% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 248 | 1.4% | 14.1% |
| 17 | Pen Air Credit Union | 240 | 1.4% | — |
| 18 | LENNAR MORTGAGE, LLC | 234 | 1.3% | — |
| 19 | Cadence Bank | 229 | 1.3% | — |
| 20 | DSLD MORTGAGE, LLC | 221 | 1.3% | — |
| 21 | FirstBank 59 out of 100, Moderate | 212 | 1.2% | 42.8% |
| 22 | SouthState Bank, National Association 68 out of 100, Moderate | 193 | 1.1% | 23.3% |
| 23 | GUILD MORTGAGE COMPANY | 175 | 1.0% | — |
| 24 | FIGURE LENDING LLC | 170 | 1.0% | — |
| 25 | Loandepot.Com, LLC | 168 | 1.0% | — |
| 26 | Northpointe Bank 58 out of 100, Moderate | 164 | 0.9% | 10.4% |
| 27 | Broker Solutions, Inc. | 155 | 0.9% | — |
| 28 | TRIAD FINANCIAL SERVICES, INC. | 147 | 0.8% | — |
| 29 | MOVEMENT MORTGAGE, LLC | 139 | 0.8% | — |
| 30 | Bryant Bank 72 out of 100, Strong | 135 | 0.8% | 7.7% |
| 31 | KIND LENDING, LLC | 126 | 0.7% | — |
| 32 | Truist Bank 63 out of 100, Moderate | 125 | 0.7% | 40.8% |
| 33 | BankPlus 71 out of 100, Strong | 125 | 0.7% | 12.2% |
| 34 | GMFS LLC | 124 | 0.7% | — |
| 35 | SPRING EQ, LLC | 123 | 0.7% | — |
| 36 | Renasant Bank 64 out of 100, Moderate | 120 | 0.7% | 11.6% |
| 37 | PLANET HOME LENDING, LLC | 119 | 0.7% | — |
| 38 | AmeriSave Mortgage Corporation | 115 | 0.7% | — |
| 39 | First Horizon Bank 64 out of 100, Moderate | 111 | 0.6% | 25.4% |
| 40 | VANDERBILT MORTGAGE AND FINANCE, INC. | 110 | 0.6% | — |
Top 40 of 543 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps
- Calhoun County 4,767 apps