Alabama · HMDA 2025
Mortgage lenders in Lamar County, AL
83 lenders reported 418 home-loan applications in Lamar County in 2025. 174 closed as loans ($23.0M), 91 were denied — a 31.3% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 25% of applications, led by 21st Mortgage Corporation. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 418
- Loans originated
- 174
- Purchase / refinance
- 104 / 45
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lamar County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 42 | 10.0% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 7.4% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 30 | 7.2% | — |
| 4 | Rocket Mortgage, LLC | 25 | 6.0% | — |
| 5 | FirstBank 59 out of 100, Moderate | 16 | 3.8% | 42.8% |
| 6 | First State Bank of the South, Inc. | 16 | 3.8% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 14 | 3.3% | — |
| 8 | LEADERONE FINANCIAL CORPORATION | 13 | 3.1% | — |
| 9 | AVADIAN | 12 | 2.9% | — |
| 10 | Regions Bank 64 out of 100, Moderate | 11 | 2.6% | 43.1% |
| 11 | NATIONSTAR MORTGAGE LLC | 10 | 2.4% | — |
| 12 | First National Bank | 10 | 2.4% | — |
| 13 | Loandepot.Com, LLC | 9 | 2.2% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 2.2% | — |
| 15 | West Alabama Bank & Trust | 8 | 1.9% | — |
| 16 | NEWREZ LLC | 7 | 1.7% | — |
| 17 | PLANET HOME LENDING, LLC | 7 | 1.7% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 7 | 1.7% | — |
| 19 | NEW DAY FINANCIAL, LLC | 7 | 1.7% | — |
| 20 | AmeriSave Mortgage Corporation | 6 | 1.4% | — |
| 21 | Mortgage Research Center, LLC | 6 | 1.4% | — |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 5 | 1.2% | — |
| 23 | Renasant Bank 64 out of 100, Moderate | 5 | 1.2% | 11.6% |
| 24 | TOWNE MORTGAGE COMPANY | 5 | 1.2% | — |
| 25 | Consumer First Mortgage, Inc. | 5 | 1.2% | — |
| 26 | Broker Solutions, Inc. | 4 | 1.0% | — |
| 27 | GUARANTEED RATE, INC. | 4 | 1.0% | — |
| 28 | SPRING EQ, LLC | 4 | 1.0% | — |
| 29 | GENEVA FINANCIAL, LLC | 4 | 1.0% | — |
| 30 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 1.0% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 4 | 1.0% | 3.0% |
| 32 | FIGURE LENDING LLC | 3 | 0.7% | — |
| 33 | LAND HOME FINANCIAL SERVICES, INC. | 3 | 0.7% | — |
| 34 | FIRST COMMUNITY MORTGAGE, INC. | 3 | 0.7% | — |
| 35 | UNION HOME MORTGAGE CORP. | 3 | 0.7% | — |
| 36 | PeoplesTrust Bank 73 out of 100, Strong | 3 | 0.7% | 2.4% |
| 37 | Magnolia Bank, Incorporated 49 out of 100, Below average | 3 | 0.7% | 10.3% |
| 38 | Discover Bank | 2 | 0.5% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.5% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.5% | 44.7% |
Top 40 of 83 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps