Alabama · HMDA 2025
Mortgage lenders in Randolph County, AL
161 lenders reported 971 home-loan applications in Randolph County in 2025. 440 closed as loans ($97.5M), 207 were denied — a 30.3% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 20% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 971
- Loans originated
- 440
- Purchase / refinance
- 244 / 140
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Randolph County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 85 | 8.8% | — |
| 2 | 21st Mortgage Corporation | 56 | 5.8% | — |
| 3 | First Bank of Alabama | 49 | 5.0% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 42 | 4.3% | — |
| 5 | Rocket Mortgage, LLC | 41 | 4.2% | — |
| 6 | FirstBank 59 out of 100, Moderate | 36 | 3.7% | 42.8% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 35 | 3.6% | — |
| 8 | NEWREZ LLC | 25 | 2.6% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 24 | 2.5% | — |
| 10 | ALABAMA ONE | 24 | 2.5% | — |
| 11 | Magnolia Bank, Incorporated 49 out of 100, Below average | 20 | 2.1% | 10.3% |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 19 | 2.0% | — |
| 13 | AmeriSave Mortgage Corporation | 18 | 1.9% | — |
| 14 | Truist Bank 63 out of 100, Moderate | 17 | 1.8% | 40.8% |
| 15 | Loandepot.Com, LLC | 16 | 1.6% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 1.5% | 32.9% |
| 17 | Mortgage Research Center, LLC | 14 | 1.4% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 14 | 1.4% | — |
| 19 | KEYSTONE FUNDING, INC. | 13 | 1.3% | — |
| 20 | Fairway Independent Mortgage Corporation | 12 | 1.2% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 12 | 1.2% | — |
| 22 | PLANET HOME LENDING, LLC | 12 | 1.2% | — |
| 23 | DAS Acquisition Company, LLC | 12 | 1.2% | — |
| 24 | Synovus Bank | 12 | 1.2% | — |
| 25 | GUILD MORTGAGE COMPANY | 11 | 1.1% | — |
| 26 | Broker Solutions, Inc. | 10 | 1.0% | — |
| 27 | Paramount Residential Mortgage Group, Inc. | 9 | 0.9% | — |
| 28 | SOUTHWEST STAGE FUNDING, LLC | 9 | 0.9% | — |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.8% | 22.2% |
| 30 | PREMIER MORTGAGE RESOURCES, L.L.C. | 8 | 0.8% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.8% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 8 | 0.8% | 3.0% |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.7% | — |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 7 | 0.7% | — |
| 35 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.6% | 14.1% |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.6% | 44.7% |
| 37 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | 0.6% | — |
| 38 | NEW DAY FINANCIAL, LLC | 6 | 0.6% | — |
| 39 | TOWNE MORTGAGE COMPANY | 6 | 0.6% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.6% | — |
Top 40 of 161 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps