Arkansas · HMDA 2025
Mortgage lenders in Chicot County, AR
55 lenders reported 196 home-loan applications in Chicot County in 2025. 57 closed as loans ($8.2M), 73 were denied — a 53.7% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 34% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 196
- Loans originated
- 57
- Purchase / refinance
- 35 / 17
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chicot County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 35 | 17.9% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 19 | 9.7% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 6.6% | — |
| 4 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 4.1% | 74.7% |
| 5 | Planters Bank & Trust Company 71 out of 100, Strong | 8 | 4.1% | 9.7% |
| 6 | NEWREZ LLC | 7 | 3.6% | — |
| 7 | Southern Bancorp Bank 61 out of 100, Moderate | 7 | 3.6% | 12.4% |
| 8 | Rocket Mortgage, LLC | 6 | 3.1% | — |
| 9 | First Service Bank 59 out of 100, Moderate | 6 | 3.1% | 11.0% |
| 10 | Simmons Bank 60 out of 100, Moderate | 6 | 3.1% | 26.5% |
| 11 | Fairway Independent Mortgage Corporation | 5 | 2.6% | — |
| 12 | Loandepot.Com, LLC | 5 | 2.6% | — |
| 13 | Regions Bank 64 out of 100, Moderate | 4 | 2.0% | 43.1% |
| 14 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 4 | 2.0% | 31.7% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.5% | 14.1% |
| 16 | Broker Solutions, Inc. | 3 | 1.5% | — |
| 17 | AmeriSave Mortgage Corporation | 3 | 1.5% | — |
| 18 | Commercial Capital Bank | 3 | 1.5% | — |
| 19 | FIRSTTRUST HOME LOANS, INC. | 3 | 1.5% | — |
| 20 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 3 | 1.5% | 18.4% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.0% | — |
| 22 | FIGURE LENDING LLC | 2 | 1.0% | — |
| 23 | FIRST COLONY MORTGAGE CORPORATION | 2 | 1.0% | — |
| 24 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | 1.0% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 2 | 1.0% | — |
| 26 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.0% | — |
| 27 | NEW DAY FINANCIAL, LLC | 2 | 1.0% | — |
| 28 | BAYSHORE MORTGAGE FUNDING, LLC | 2 | 1.0% | — |
| 29 | STOCKTON MORTGAGE CORPORATION | 2 | 1.0% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 1.0% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 33 | Discover Bank | 1 | 0.5% | — |
| 34 | GUILD MORTGAGE COMPANY | 1 | 0.5% | — |
| 35 | Mortgage Research Center, LLC | 1 | 0.5% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 37 | SPRING EQ, LLC | 1 | 0.5% | — |
| 38 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.5% | 39.5% |
| 39 | MidFirst Bank 34 out of 100, Low | 1 | 0.5% | 16.3% |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.5% | — |
Top 40 of 55 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps