Arkansas · HMDA 2025
Mortgage lenders in Fulton County, AR
86 lenders reported 379 home-loan applications in Fulton County in 2025. 174 closed as loans ($30.6M), 67 were denied — a 26.2% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 16% of applications, led by FNBC Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 379
- Loans originated
- 174
- Purchase / refinance
- 101 / 54
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fulton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FNBC Bank 69 out of 100, Moderate | 21 | 5.5% | 5.0% |
| 2 | Mortgage Research Center, LLC | 20 | 5.3% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 19 | 5.0% | — |
| 4 | Rocket Mortgage, LLC | 19 | 5.0% | — |
| 5 | 21st Mortgage Corporation | 18 | 4.7% | — |
| 6 | Southern Bank 70 out of 100, Strong | 16 | 4.2% | 5.8% |
| 7 | NEWREZ LLC | 14 | 3.7% | — |
| 8 | Click n' Close, Inc. | 13 | 3.4% | — |
| 9 | First Community Bank 62 out of 100, Moderate | 13 | 3.4% | 6.5% |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 2.6% | — |
| 11 | Loandepot.Com, LLC | 10 | 2.6% | — |
| 12 | AMERICAN FINANCIAL RESOURCES, INC. | 10 | 2.6% | — |
| 13 | Arvest Bank 57 out of 100, Moderate | 10 | 2.6% | 18.5% |
| 14 | FREEDOM MORTGAGE CORPORATION | 8 | 2.1% | — |
| 15 | Coastal Community Bank 35 out of 100, Low | 8 | 2.1% | 3.0% |
| 16 | Baxter Credit Union 60 out of 100, Moderate | 7 | 1.8% | 20.2% |
| 17 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 1.8% | — |
| 18 | Broker Solutions, Inc. | 6 | 1.6% | — |
| 19 | AmeriSave Mortgage Corporation | 6 | 1.6% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 6 | 1.6% | — |
| 21 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 1.6% | 39.5% |
| 22 | Simmons Bank 60 out of 100, Moderate | 6 | 1.6% | 26.5% |
| 23 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 5 | 1.3% | 31.7% |
| 24 | Equity Prime Mortgage LLC | 5 | 1.3% | — |
| 25 | DAS Acquisition Company, LLC | 5 | 1.3% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.1% | 32.9% |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.1% | 14.1% |
| 28 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.1% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.1% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 4 | 1.1% | 44.7% |
| 31 | PLANET HOME LENDING, LLC | 4 | 1.1% | — |
| 32 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 1.1% | 37.2% |
| 33 | PHH Mortgage Corporation | 4 | 1.1% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.8% | — |
| 35 | Evolve Bank & Trust | 3 | 0.8% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 3 | 0.8% | — |
| 37 | KIND LENDING, LLC | 3 | 0.8% | — |
| 38 | V.I.P. MORTGAGE, INC. | 3 | 0.8% | — |
| 39 | NEW DAY FINANCIAL, LLC | 3 | 0.8% | — |
| 40 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 0.8% | 74.7% |
Top 40 of 86 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps