Arkansas · HMDA 2025
Mortgage lenders in Miller County, AR
130 lenders reported 1,346 home-loan applications in Miller County in 2025. 633 closed as loans ($125.0M), 267 were denied — a 27.7% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 17% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,346
- Loans originated
- 633
- Purchase / refinance
- 388 / 192
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Miller County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 101 | 7.5% | — |
| 2 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION 77 out of 100, Strong | 66 | 4.9% | 19.0% |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 65 | 4.8% | — |
| 4 | Rocket Mortgage, LLC | 62 | 4.6% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 58 | 4.3% | — |
| 6 | Fairway Independent Mortgage Corporation | 50 | 3.7% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 39 | 2.9% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 39 | 2.9% | — |
| 9 | Regions Bank 64 out of 100, Moderate | 36 | 2.7% | 43.1% |
| 10 | Cadence Bank | 34 | 2.5% | — |
| 11 | NEWREZ LLC | 32 | 2.4% | — |
| 12 | Mortgage Research Center, LLC | 32 | 2.4% | — |
| 13 | GUILD MORTGAGE COMPANY | 31 | 2.3% | — |
| 14 | Commercial National Bank of Texarkana 58 out of 100, Moderate | 30 | 2.2% | 9.7% |
| 15 | MORTGAGE FINANCIAL SERVICES, LLC | 30 | 2.2% | — |
| 16 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 27 | 2.0% | — |
| 17 | Farmers Bank & Trust Company 61 out of 100, Moderate | 24 | 1.8% | 6.9% |
| 18 | UNITED BUILT HOMES, L.L.C. | 24 | 1.8% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 1.7% | — |
| 20 | AmeriSave Mortgage Corporation | 22 | 1.6% | — |
| 21 | SWBC MORTGAGE CORPORATION | 22 | 1.6% | — |
| 22 | Bank OZK 76 out of 100, Strong | 22 | 1.6% | 37.8% |
| 23 | PLANET HOME LENDING, LLC | 20 | 1.5% | — |
| 24 | TEXAR FEDERAL CREDIT UNION 81 out of 100, Strong | 19 | 1.4% | 7.0% |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.3% | 14.1% |
| 26 | State Bank of De Kalb | 18 | 1.3% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 18 | 1.3% | — |
| 28 | Broker Solutions, Inc. | 17 | 1.3% | — |
| 29 | Loandepot.Com, LLC | 16 | 1.2% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 16 | 1.2% | 3.0% |
| 31 | Diamond Bank 69 out of 100, Moderate | 15 | 1.1% | 9.9% |
| 32 | SOUTHWEST STAGE FUNDING, LLC | 15 | 1.1% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.0% | 32.9% |
| 34 | FIRSTTRUST HOME LOANS, INC. | 13 | 1.0% | — |
| 35 | Texana Bank, National Association | 13 | 1.0% | — |
| 36 | NEW DAY FINANCIAL, LLC | 12 | 0.9% | — |
| 37 | FIGURE LENDING LLC | 10 | 0.7% | — |
| 38 | Bodcaw Bank | 9 | 0.7% | — |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 0.6% | 32.5% |
| 40 | Horatio State Bank 68 out of 100, Moderate | 8 | 0.6% | 8.8% |
Top 40 of 130 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps