Arkansas · HMDA 2025
Mortgage lenders in Sharp County, AR
110 lenders reported 787 home-loan applications in Sharp County in 2025. 398 closed as loans ($62.6M), 109 were denied — a 20.7% denial rate on decided applications, below the Arkansas rate of 23.0%. The three most active lenders handled 23% of applications, led by First Community Bank. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 787
- Loans originated
- 398
- Purchase / refinance
- 220 / 136
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sharp County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Community Bank 62 out of 100, Moderate | 92 | 11.7% | 6.5% |
| 2 | Rocket Mortgage, LLC | 43 | 5.5% | — |
| 3 | FNBC Bank 69 out of 100, Moderate | 43 | 5.5% | 5.0% |
| 4 | Mortgage Research Center, LLC | 36 | 4.6% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 3.7% | — |
| 6 | NEWREZ LLC | 28 | 3.6% | — |
| 7 | 21st Mortgage Corporation | 24 | 3.0% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 24 | 3.0% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 2.9% | — |
| 10 | Click n' Close, Inc. | 18 | 2.3% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 2.2% | — |
| 12 | Fairway Independent Mortgage Corporation | 15 | 1.9% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 15 | 1.9% | — |
| 14 | Loandepot.Com, LLC | 14 | 1.8% | — |
| 15 | AmeriSave Mortgage Corporation | 14 | 1.8% | — |
| 16 | Arvest Bank 57 out of 100, Moderate | 14 | 1.8% | 18.5% |
| 17 | NATIONSTAR MORTGAGE LLC | 13 | 1.7% | — |
| 18 | NEW DAY FINANCIAL, LLC | 13 | 1.7% | — |
| 19 | AMERICAN FINANCIAL RESOURCES, INC. | 12 | 1.5% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 11 | 1.4% | — |
| 21 | FIGURE LENDING LLC | 11 | 1.4% | — |
| 22 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 11 | 1.4% | 31.7% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.3% | 14.1% |
| 24 | PHH Mortgage Corporation | 10 | 1.3% | — |
| 25 | Broker Solutions, Inc. | 9 | 1.1% | — |
| 26 | Kiavi Funding, Inc. | 9 | 1.1% | — |
| 27 | Evolve Bank & Trust | 9 | 1.1% | — |
| 28 | Equity Prime Mortgage LLC | 9 | 1.1% | — |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 1.1% | — |
| 30 | PLANET HOME LENDING, LLC | 8 | 1.0% | — |
| 31 | Cadence Bank | 8 | 1.0% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.9% | — |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 0.9% | — |
| 34 | Centennial Bank 79 out of 100, Strong | 7 | 0.9% | 23.4% |
| 35 | CLEARPATH LENDING | 6 | 0.8% | — |
| 36 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 0.8% | 74.7% |
| 37 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 5 | 0.6% | — |
| 38 | KIND LENDING, LLC | 5 | 0.6% | — |
| 39 | FIRST COMMUNITY MORTGAGE, INC. | 5 | 0.6% | — |
| 40 | ROYAL UNITED MORTGAGE LLC | 5 | 0.6% | — |
Top 40 of 110 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps