Arkansas · HMDA 2025
Mortgage lenders in St. Francis County, AR
85 lenders reported 432 home-loan applications in St. Francis County in 2025. 150 closed as loans ($17.3M), 147 were denied — a 47.6% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 26% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 432
- Loans originated
- 150
- Purchase / refinance
- 83 / 47
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in St. Francis County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 54 | 12.5% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 29 | 6.7% | — |
| 3 | Rocket Mortgage, LLC | 29 | 6.7% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 6.3% | — |
| 5 | First National Bank of Eastern Arkansas 72 out of 100, Strong | 21 | 4.9% | 1.0% |
| 6 | Regions Bank 64 out of 100, Moderate | 20 | 4.6% | 43.1% |
| 7 | FIRSTTRUST HOME LOANS, INC. | 17 | 3.9% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 15 | 3.5% | — |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 15 | 3.5% | 74.7% |
| 10 | NEWREZ LLC | 13 | 3.0% | — |
| 11 | Broker Solutions, Inc. | 11 | 2.5% | — |
| 12 | EVERETT FINANCIAL, INC. | 10 | 2.3% | — |
| 13 | AmeriSave Mortgage Corporation | 8 | 1.9% | — |
| 14 | PLANET HOME LENDING, LLC | 8 | 1.9% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.6% | — |
| 16 | Armor Bank | 7 | 1.6% | — |
| 17 | NEW DAY FINANCIAL, LLC | 7 | 1.6% | — |
| 18 | MORTGAGE FINANCIAL SERVICES, LLC | 7 | 1.6% | — |
| 19 | Loandepot.Com, LLC | 5 | 1.2% | — |
| 20 | Mortgage Research Center, LLC | 5 | 1.2% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.2% | — |
| 22 | Cross Bank 54 out of 100, Below average | 5 | 1.2% | 1.2% |
| 23 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | 1.2% | — |
| 24 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 5 | 1.2% | 31.7% |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.9% | 22.2% |
| 26 | GUARANTEED RATE, INC. | 4 | 0.9% | — |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.9% | 39.5% |
| 28 | FIGURE LENDING LLC | 3 | 0.7% | — |
| 29 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.7% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 3 | 0.7% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.7% | — |
| 32 | PHH Mortgage Corporation | 3 | 0.7% | — |
| 33 | SPRING EQ, LLC | 2 | 0.5% | — |
| 34 | Empeople Credit Union 58 out of 100, Moderate | 2 | 0.5% | 25.7% |
| 35 | Renasant Bank 64 out of 100, Moderate | 2 | 0.5% | 11.6% |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.5% | — |
| 37 | FLAT BRANCH MORTGAGE, INC. | 2 | 0.5% | — |
| 38 | Southern Bancorp Bank 61 out of 100, Moderate | 2 | 0.5% | 12.4% |
| 39 | Stride Bank, National Association 69 out of 100, Moderate | 2 | 0.5% | 3.2% |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.5% | — |
Top 40 of 85 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps