Colorado · HMDA 2025
Mortgage lenders in Gilpin County, CO
115 lenders reported 456 home-loan applications in Gilpin County in 2025. 227 closed as loans ($84.5M), 69 were denied — a 21.7% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 19% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 456
- Loans originated
- 227
- Purchase / refinance
- 90 / 93
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gilpin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 46 | 10.1% | — |
| 2 | Rocket Mortgage, LLC | 24 | 5.3% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 3.9% | 14.1% |
| 4 | ELEVATIONS | 17 | 3.7% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 16 | 3.5% | — |
| 6 | CMG MORTGAGE, INC. | 14 | 3.1% | — |
| 7 | BELLCO CREDIT UNION 55 out of 100, Moderate | 12 | 2.6% | 45.0% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 2.2% | 39.5% |
| 9 | FIGURE LENDING LLC | 10 | 2.2% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 10 | 2.2% | — |
| 11 | Fairway Independent Mortgage Corporation | 9 | 2.0% | — |
| 12 | Broker Solutions, Inc. | 9 | 2.0% | — |
| 13 | AMERICAN FINANCING CORPORATION | 9 | 2.0% | — |
| 14 | NEWREZ LLC | 8 | 1.8% | — |
| 15 | AmeriSave Mortgage Corporation | 7 | 1.5% | — |
| 16 | PREMIER MEMBERS CREDIT UNION | 7 | 1.5% | — |
| 17 | ENT Credit Union | 7 | 1.5% | — |
| 18 | UMB Bank, National Association 65 out of 100, Moderate | 7 | 1.5% | 30.5% |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 1.3% | 32.9% |
| 20 | GUILD MORTGAGE COMPANY | 6 | 1.3% | — |
| 21 | SPRING EQ, LLC | 6 | 1.3% | — |
| 22 | MOVEMENT MORTGAGE, LLC | 5 | 1.1% | — |
| 23 | GUARANTEED RATE, INC. | 5 | 1.1% | — |
| 24 | Mortgage Research Center, LLC | 5 | 1.1% | — |
| 25 | CREDIT UNION OF DENVER 75 out of 100, Strong | 5 | 1.1% | 38.1% |
| 26 | THE LOAN STORE, INC. | 5 | 1.1% | — |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 5 | 1.1% | — |
| 28 | PHH Mortgage Corporation | 5 | 1.1% | — |
| 29 | The Huntington National Bank 59 out of 100, Moderate | 4 | 0.9% | 31.6% |
| 30 | Loandepot.Com, LLC | 4 | 0.9% | — |
| 31 | Discover Bank | 4 | 0.9% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.9% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.9% | 44.7% |
| 34 | CANVAS CREDIT UNION 56 out of 100, Moderate | 4 | 0.9% | 17.3% |
| 35 | WESTERRA CREDIT UNION 65 out of 100, Moderate | 4 | 0.9% | 29.1% |
| 36 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 0.9% | 37.2% |
| 37 | Blue Federal Credit Union 51 out of 100, Below average | 3 | 0.7% | 24.1% |
| 38 | BMO Bank National Association 83 out of 100, Strong | 3 | 0.7% | 40.5% |
| 39 | RESICENTRAL, LLC | 3 | 0.7% | — |
| 40 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | 0.7% | — |
Top 40 of 115 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps