Colorado · HMDA 2025
Mortgage lenders in Gunnison County, CO
194 lenders reported 916 home-loan applications in Gunnison County in 2025. 477 closed as loans ($266.6M), 136 were denied — a 21.1% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 22% of applications, led by GUILD MORTGAGE COMPANY. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 916
- Loans originated
- 477
- Purchase / refinance
- 260 / 145
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gunnison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 87 | 9.5% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 63 | 6.9% | — |
| 3 | Rocket Mortgage, LLC | 48 | 5.2% | — |
| 4 | BMO Bank National Association 83 out of 100, Strong | 35 | 3.8% | 40.5% |
| 5 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 31 | 3.4% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 30 | 3.3% | 14.1% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 29 | 3.2% | — |
| 8 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 23 | 2.5% | — |
| 9 | NBH Bank 66 out of 100, Moderate | 21 | 2.3% | 16.8% |
| 10 | NEWREZ LLC | 18 | 2.0% | — |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 16 | 1.7% | 44.7% |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 1.7% | 39.5% |
| 13 | FIGURE LENDING LLC | 15 | 1.6% | — |
| 14 | CMG MORTGAGE, INC. | 13 | 1.4% | — |
| 15 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 13 | 1.4% | 22.2% |
| 16 | SPRING EQ, LLC | 13 | 1.4% | — |
| 17 | THE LOAN STORE, INC. | 13 | 1.4% | — |
| 18 | ELEVATIONS | 10 | 1.1% | — |
| 19 | Coastal Community Bank 35 out of 100, Low | 10 | 1.1% | 3.0% |
| 20 | AMERICAN FINANCING CORPORATION | 9 | 1.0% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 9 | 1.0% | — |
| 22 | AmeriSave Mortgage Corporation | 8 | 0.9% | — |
| 23 | ENT Credit Union | 8 | 0.9% | — |
| 24 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 8 | 0.9% | 4.9% |
| 25 | Alpine Bank 73 out of 100, Strong | 8 | 0.9% | 13.2% |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.8% | 32.9% |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.8% | — |
| 28 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 7 | 0.8% | 2.2% |
| 29 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 7 | 0.8% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 7 | 0.8% | — |
| 31 | WEST GATE BANK 72 out of 100, Strong | 7 | 0.8% | 4.8% |
| 32 | 21st Mortgage Corporation | 6 | 0.7% | — |
| 33 | GUARANTEED RATE, INC. | 6 | 0.7% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.7% | — |
| 35 | First Western Trust Bank 58 out of 100, Moderate | 6 | 0.7% | 0.7% |
| 36 | Gateway First Bank 54 out of 100, Below average | 6 | 0.7% | 5.3% |
| 37 | Bank of Colorado 74 out of 100, Strong | 6 | 0.7% | 12.4% |
| 38 | ALLIANT CREDIT UNION 60 out of 100, Moderate | 6 | 0.7% | 34.0% |
| 39 | Loandepot.Com, LLC | 5 | 0.5% | — |
| 40 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | 0.5% | — |
Top 40 of 194 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps