Colorado · HMDA 2025
Mortgage lenders in Kit Carson County, CO
73 lenders reported 237 home-loan applications in Kit Carson County in 2025. 114 closed as loans ($19.2M), 52 were denied — a 28.6% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 24% of applications, led by BMO Bank National Association. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 237
- Loans originated
- 114
- Purchase / refinance
- 59 / 37
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kit Carson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BMO Bank National Association 83 out of 100, Strong | 21 | 8.9% | 40.5% |
| 2 | Rocket Mortgage, LLC | 20 | 8.4% | — |
| 3 | Equitable Savings and Loan Association 75 out of 100, Strong | 15 | 6.3% | 20.9% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 5.5% | — |
| 5 | MNB Bank 75 out of 100, Strong | 10 | 4.2% | 7.5% |
| 6 | Frontier Bank | 10 | 4.2% | — |
| 7 | AMERICAN FINANCING CORPORATION | 9 | 3.8% | — |
| 8 | The Eastern Colorado Bank 77 out of 100, Strong | 9 | 3.8% | 20.7% |
| 9 | NEWREZ LLC | 6 | 2.5% | — |
| 10 | BETTER MORTGAGE CORPORATION | 6 | 2.5% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 5 | 2.1% | — |
| 12 | THE LOAN STORE, INC. | 5 | 2.1% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 5 | 2.1% | — |
| 14 | Fairway Independent Mortgage Corporation | 4 | 1.7% | — |
| 15 | Mortgage Research Center, LLC | 4 | 1.7% | — |
| 16 | High Plains Bank 74 out of 100, Strong | 4 | 1.7% | 14.3% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.3% | 14.1% |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 3 | 1.3% | 44.7% |
| 19 | SPRING EQ, LLC | 3 | 1.3% | — |
| 20 | Empeople Credit Union 58 out of 100, Moderate | 3 | 1.3% | 25.7% |
| 21 | FIGURE LENDING LLC | 3 | 1.3% | — |
| 22 | BELLCO CREDIT UNION 55 out of 100, Moderate | 3 | 1.3% | 45.0% |
| 23 | ENT Credit Union | 3 | 1.3% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 3 | 1.3% | 3.0% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.8% | 32.9% |
| 26 | Loandepot.Com, LLC | 2 | 0.8% | — |
| 27 | Broker Solutions, Inc. | 2 | 0.8% | — |
| 28 | Discover Bank | 2 | 0.8% | — |
| 29 | GOLDEN EMPIRE MORTGAGE, INC. | 2 | 0.8% | — |
| 30 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | 0.8% | — |
| 31 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.8% | — |
| 32 | Loan Simple, Inc. | 2 | 0.8% | — |
| 33 | Farm Credit Mid-America | 2 | 0.8% | — |
| 34 | FINANCE OF AMERICA REVERSE LLC | 2 | 0.8% | — |
| 35 | NOVA FINANCIAL & INVESTMENT CORPORATION | 2 | 0.8% | — |
| 36 | NBH Bank 66 out of 100, Moderate | 2 | 0.8% | 16.8% |
| 37 | Bank of Colorado 74 out of 100, Strong | 2 | 0.8% | 12.4% |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.8% | — |
| 39 | LOWER, LLC | 2 | 0.8% | — |
| 40 | EVERETT FINANCIAL, INC. | 2 | 0.8% | — |
Top 40 of 73 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps