Colorado · HMDA 2025
Mortgage lenders in La Plata County, CO
267 lenders reported 2,567 home-loan applications in La Plata County in 2025. 1,420 closed as loans ($633.7M), 308 were denied — a 17.0% denial rate on decided applications, below the Colorado rate of 19.6%. The three most active lenders handled 25% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,567
- Loans originated
- 1,420
- Purchase / refinance
- 704 / 485
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in La Plata County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 371 | 14.5% | — |
| 2 | The Central Trust Bank 69 out of 100, Moderate | 131 | 5.1% | 10.4% |
| 3 | Rocket Mortgage, LLC | 127 | 4.9% | — |
| 4 | Alpine Bank 73 out of 100, Strong | 127 | 4.9% | 13.2% |
| 5 | Bank of Colorado 74 out of 100, Strong | 123 | 4.8% | 12.4% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 95 | 3.7% | — |
| 7 | Glacier Bank 68 out of 100, Moderate | 90 | 3.5% | 20.0% |
| 8 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 85 | 3.3% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 79 | 3.1% | 14.1% |
| 10 | PHH Mortgage Corporation | 48 | 1.9% | — |
| 11 | NEWREZ LLC | 42 | 1.6% | — |
| 12 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 42 | 1.6% | 30.7% |
| 13 | 21st Mortgage Corporation | 38 | 1.5% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 38 | 1.5% | — |
| 15 | SPRING EQ, LLC | 31 | 1.2% | — |
| 16 | Flanagan State Bank 67 out of 100, Moderate | 31 | 1.2% | 14.2% |
| 17 | FIGURE LENDING LLC | 30 | 1.2% | — |
| 18 | THE LOAN STORE, INC. | 28 | 1.1% | — |
| 19 | GUILD MORTGAGE COMPANY | 27 | 1.1% | — |
| 20 | TBK BANK, SSB 52 out of 100, Below average | 27 | 1.1% | 23.3% |
| 21 | NATIONSTAR MORTGAGE LLC | 26 | 1.0% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 26 | 1.0% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 23 | 0.9% | 44.7% |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 0.9% | 32.9% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 0.9% | — |
| 26 | Broker Solutions, Inc. | 20 | 0.8% | — |
| 27 | GUARANTEED RATE, INC. | 20 | 0.8% | — |
| 28 | Mortgage Research Center, LLC | 18 | 0.7% | — |
| 29 | PROVIDENT FUNDING ASSOCIATES, L.P. | 18 | 0.7% | — |
| 30 | SOFI BANK, NATIONAL ASSOCIATION | 17 | 0.7% | — |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 16 | 0.6% | 22.2% |
| 32 | AmeriSave Mortgage Corporation | 16 | 0.6% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 0.6% | 39.5% |
| 34 | NBH Bank 66 out of 100, Moderate | 16 | 0.6% | 16.8% |
| 35 | The Huntington National Bank 59 out of 100, Moderate | 15 | 0.6% | 31.6% |
| 36 | Loandepot.Com, LLC | 14 | 0.5% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 0.5% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 13 | 0.5% | — |
| 39 | Discover Bank | 12 | 0.5% | — |
| 40 | AMERICAN FINANCING CORPORATION | 12 | 0.5% | — |
Top 40 of 267 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps