Colorado · HMDA 2025
Mortgage lenders in Moffat County, CO
109 lenders reported 582 home-loan applications in Moffat County in 2025. 308 closed as loans ($79.6M), 119 were denied — a 26.9% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 26% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 582
- Loans originated
- 308
- Purchase / refinance
- 189 / 93
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Moffat County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 61 | 10.5% | — |
| 2 | NFM, INC. | 56 | 9.6% | — |
| 3 | Bank of Colorado 74 out of 100, Strong | 36 | 6.2% | 12.4% |
| 4 | 21st Mortgage Corporation | 32 | 5.5% | — |
| 5 | Rocket Mortgage, LLC | 30 | 5.2% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 3.3% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 19 | 3.3% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 15 | 2.6% | — |
| 9 | GUILD MORTGAGE COMPANY | 15 | 2.6% | — |
| 10 | NEWREZ LLC | 13 | 2.2% | — |
| 11 | Fairway Independent Mortgage Corporation | 12 | 2.1% | — |
| 12 | TRIAD FINANCIAL SERVICES, INC. | 12 | 2.1% | — |
| 13 | Mortgage Research Center, LLC | 11 | 1.9% | — |
| 14 | Glacier Bank 68 out of 100, Moderate | 11 | 1.9% | 20.0% |
| 15 | Loandepot.Com, LLC | 9 | 1.5% | — |
| 16 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 1.5% | — |
| 17 | AmeriSave Mortgage Corporation | 8 | 1.4% | — |
| 18 | Mountain America Federal Credit Union 56 out of 100, Moderate | 8 | 1.4% | 45.0% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.2% | 14.1% |
| 20 | Broker Solutions, Inc. | 7 | 1.2% | — |
| 21 | SPRING EQ, LLC | 7 | 1.2% | — |
| 22 | FIGURE LENDING LLC | 7 | 1.2% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 7 | 1.2% | — |
| 24 | Alpine Bank 73 out of 100, Strong | 7 | 1.2% | 13.2% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 1.0% | 32.9% |
| 26 | GUARANTEED RATE, INC. | 5 | 0.9% | — |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 0.9% | 39.5% |
| 28 | AMERICAN FINANCING CORPORATION | 5 | 0.9% | — |
| 29 | UNION HOME MORTGAGE CORP. | 5 | 0.9% | — |
| 30 | PANORAMA MORTGAGE GROUP, LLC | 4 | 0.7% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.7% | — |
| 32 | LOWER, LLC | 4 | 0.7% | — |
| 33 | SECURITYNATIONAL MORTGAGE COMPANY | 4 | 0.7% | — |
| 34 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 4 | 0.7% | 30.7% |
| 35 | PHH Mortgage Corporation | 4 | 0.7% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.5% | 22.2% |
| 37 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | 0.5% | — |
| 38 | PLANET HOME LENDING, LLC | 3 | 0.5% | — |
| 39 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 3 | 0.5% | 30.8% |
| 40 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 3 | 0.5% | — |
Top 40 of 109 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps