Colorado · HMDA 2025
Mortgage lenders in Pitkin County, CO
146 lenders reported 839 home-loan applications in Pitkin County in 2025. 474 closed as loans ($1.2B), 104 were denied — a 17.0% denial rate on decided applications, below the Colorado rate of 19.6%. The three most active lenders handled 33% of applications, led by Alpine Bank. 23 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 839
- Loans originated
- 474
- Purchase / refinance
- 209 / 152
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pitkin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Alpine Bank 73 out of 100, Strong | 178 | 21.2% | 13.2% |
| 2 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 53 | 6.3% | 14.1% |
| 3 | ANB Bank 64 out of 100, Moderate | 42 | 5.0% | 17.9% |
| 4 | FirstBank | 33 | 3.9% | — |
| 5 | Timberline Bank | 24 | 2.9% | — |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 22 | 2.6% | 44.7% |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 21 | 2.5% | 39.5% |
| 8 | Citibank, National Association 60 out of 100, Moderate | 21 | 2.5% | 24.0% |
| 9 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 20 | 2.4% | 30.7% |
| 10 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 20 | 2.4% | 4.9% |
| 11 | GUARANTEED RATE, INC. | 19 | 2.3% | — |
| 12 | First Western Trust Bank 58 out of 100, Moderate | 19 | 2.3% | 0.7% |
| 13 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 18 | 2.1% | 22.2% |
| 14 | PENNYMAC LOAN SERVICES, LLC | 18 | 2.1% | — |
| 15 | Rocket Mortgage, LLC | 15 | 1.8% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 1.7% | — |
| 17 | Bank of Colorado 74 out of 100, Strong | 13 | 1.5% | 12.4% |
| 18 | T2 FINANCIAL LLC | 11 | 1.3% | — |
| 19 | UBS Bank USA 64 out of 100, Moderate | 10 | 1.2% | 7.7% |
| 20 | BAY EQUITY LLC | 9 | 1.1% | — |
| 21 | SOFI BANK, NATIONAL ASSOCIATION | 8 | 1.0% | — |
| 22 | City National Bank of Florida 64 out of 100, Moderate | 8 | 1.0% | 10.7% |
| 23 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 0.7% | — |
| 24 | MidFirst Bank 34 out of 100, Low | 6 | 0.7% | 16.3% |
| 25 | Coastal Community Bank 35 out of 100, Low | 6 | 0.7% | 3.0% |
| 26 | NEWREZ LLC | 5 | 0.6% | — |
| 27 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.6% | 32.5% |
| 28 | ELEVATIONS | 5 | 0.6% | — |
| 29 | NBH Bank 66 out of 100, Moderate | 5 | 0.6% | 16.8% |
| 30 | BETTER MORTGAGE CORPORATION | 5 | 0.6% | — |
| 31 | City National Bank 81 out of 100, Strong | 5 | 0.6% | 17.9% |
| 32 | The Northern Trust Company 67 out of 100, Moderate | 5 | 0.6% | 4.7% |
| 33 | BOKF, National Association 64 out of 100, Moderate | 5 | 0.6% | 27.5% |
| 34 | Raymond James Bank 69 out of 100, Moderate | 5 | 0.6% | 6.2% |
| 35 | FINANCE OF AMERICA REVERSE LLC | 4 | 0.5% | — |
| 36 | LONGBRIDGE FINANCIAL, LLC | 4 | 0.5% | — |
| 37 | Charles Schwab Bank, SSB 81 out of 100, Strong | 4 | 0.5% | 5.2% |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.4% | 32.9% |
| 39 | Loandepot.Com, LLC | 3 | 0.4% | — |
| 40 | Synergy One Lending, Inc. | 3 | 0.4% | — |
Top 40 of 146 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps