Colorado · HMDA 2025
Mortgage lenders in Routt County, CO
221 lenders reported 1,427 home-loan applications in Routt County in 2025. 778 closed as loans ($553.1M), 171 were denied — a 17.2% denial rate on decided applications, below the Colorado rate of 19.6%. The three most active lenders handled 20% of applications, led by Alpine Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,427
- Loans originated
- 778
- Purchase / refinance
- 381 / 265
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Routt County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Alpine Bank 73 out of 100, Strong | 109 | 7.6% | 13.2% |
| 2 | CROSSCOUNTRY MORTGAGE, INC. | 108 | 7.6% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 73 | 5.1% | — |
| 4 | NFM, INC. | 73 | 5.1% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 47 | 3.3% | 14.1% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 44 | 3.1% | — |
| 7 | Rocket Mortgage, LLC | 40 | 2.8% | — |
| 8 | GROUP MORTGAGE, LLC | 36 | 2.5% | — |
| 9 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 34 | 2.4% | 2.2% |
| 10 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 29 | 2.0% | 30.7% |
| 11 | Mountain Valley Bank 69 out of 100, Moderate | 28 | 2.0% | 5.3% |
| 12 | NEWREZ LLC | 24 | 1.7% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 23 | 1.6% | 44.7% |
| 14 | ELEVATIONS | 23 | 1.6% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 21 | 1.5% | 39.5% |
| 16 | FIGURE LENDING LLC | 21 | 1.5% | — |
| 17 | GUARANTEED RATE, INC. | 18 | 1.3% | — |
| 18 | OriginPoint, LLC | 18 | 1.3% | — |
| 19 | The Huntington National Bank 59 out of 100, Moderate | 17 | 1.2% | 31.6% |
| 20 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 17 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 17 | 1.2% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 16 | 1.1% | 22.2% |
| 23 | SPRING EQ, LLC | 16 | 1.1% | — |
| 24 | GUILD MORTGAGE COMPANY | 13 | 0.9% | — |
| 25 | ENT Credit Union | 13 | 0.9% | — |
| 26 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 13 | 0.9% | 4.9% |
| 27 | FREEDOM MORTGAGE CORPORATION | 12 | 0.8% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.8% | — |
| 29 | PHH Mortgage Corporation | 12 | 0.8% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 12 | 0.8% | 3.0% |
| 31 | WEST GATE BANK 72 out of 100, Strong | 11 | 0.8% | 4.8% |
| 32 | THE LOAN STORE, INC. | 10 | 0.7% | — |
| 33 | Luminate Bank 47 out of 100, Below average | 10 | 0.7% | 4.3% |
| 34 | Citibank, National Association 60 out of 100, Moderate | 10 | 0.7% | 24.0% |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 9 | 0.6% | — |
| 36 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 9 | 0.6% | — |
| 37 | MASON MCDUFFIE MORTGAGE CORPORATION | 9 | 0.6% | — |
| 38 | Broker Solutions, Inc. | 8 | 0.6% | — |
| 39 | BMO Bank National Association 83 out of 100, Strong | 8 | 0.6% | 40.5% |
| 40 | Air Academy Federal Credit Union 59 out of 100, Moderate | 8 | 0.6% | 9.0% |
Top 40 of 221 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps