Colorado · HMDA 2025
Mortgage lenders in Summit County, CO
265 lenders reported 2,640 home-loan applications in Summit County in 2025. 1,471 closed as loans ($1.1B), 384 were denied — a 20.0% denial rate on decided applications, close to the Colorado rate of 19.6%. The three most active lenders handled 21% of applications, led by BOKF, National Association. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,640
- Loans originated
- 1,471
- Purchase / refinance
- 897 / 380
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Summit County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BOKF, National Association 64 out of 100, Moderate | 194 | 7.3% | 27.5% |
| 2 | FirstBank | 184 | 7.0% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 183 | 6.9% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 113 | 4.3% | — |
| 5 | Alpine Bank 73 out of 100, Strong | 109 | 4.1% | 13.2% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 108 | 4.1% | 14.1% |
| 7 | MOVEMENT MORTGAGE, LLC | 82 | 3.1% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 78 | 3.0% | 39.5% |
| 9 | Broker Solutions, Inc. | 66 | 2.5% | — |
| 10 | NEWREZ LLC | 63 | 2.4% | — |
| 11 | Rocket Mortgage, LLC | 50 | 1.9% | — |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 46 | 1.7% | 44.7% |
| 13 | THE LOAN STORE, INC. | 42 | 1.6% | — |
| 14 | BMO Bank National Association 83 out of 100, Strong | 41 | 1.6% | 40.5% |
| 15 | CMG MORTGAGE, INC. | 35 | 1.3% | — |
| 16 | MEGASTAR FINANCIAL CORP. | 33 | 1.3% | — |
| 17 | ENT Credit Union | 32 | 1.2% | — |
| 18 | PHH Mortgage Corporation | 30 | 1.1% | — |
| 19 | GUARANTEED RATE, INC. | 29 | 1.1% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 29 | 1.1% | — |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 28 | 1.1% | 22.2% |
| 22 | SPRING EQ, LLC | 27 | 1.0% | — |
| 23 | Fairway Independent Mortgage Corporation | 25 | 0.9% | — |
| 24 | ELEVATIONS | 25 | 0.9% | — |
| 25 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 25 | 0.9% | 30.7% |
| 26 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 24 | 0.9% | 4.9% |
| 27 | Charles Schwab Bank, SSB 81 out of 100, Strong | 23 | 0.9% | 5.2% |
| 28 | 21st Mortgage Corporation | 22 | 0.8% | — |
| 29 | BELLCO CREDIT UNION 55 out of 100, Moderate | 22 | 0.8% | 45.0% |
| 30 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 22 | 0.8% | — |
| 31 | GUILD MORTGAGE COMPANY | 21 | 0.8% | — |
| 32 | FIGURE LENDING LLC | 21 | 0.8% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 0.7% | 32.9% |
| 34 | UBS Bank USA 64 out of 100, Moderate | 16 | 0.6% | 7.7% |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 14 | 0.5% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 14 | 0.5% | — |
| 37 | OriginPoint, LLC | 14 | 0.5% | — |
| 38 | Loandepot.Com, LLC | 13 | 0.5% | — |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 13 | 0.5% | 33.8% |
| 40 | CANVAS CREDIT UNION 56 out of 100, Moderate | 13 | 0.5% | 17.3% |
Top 40 of 265 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps