Florida · HMDA 2025
Mortgage lenders in Alachua County, FL
400 lenders reported 9,719 home-loan applications in Alachua County in 2025. 4,530 closed as loans ($1.4B), 1,740 were denied — a 26.6% denial rate on decided applications, close to the Florida rate of 27.1%. The three most active lenders handled 16% of applications, led by Florida Credit Union. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,719
- Loans originated
- 4,530
- Purchase / refinance
- 2,803 / 986
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Alachua County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Florida Credit Union 75 out of 100, Strong | 633 | 6.5% | 70.0% |
| 2 | CAMPUS USA CREDIT UNION 76 out of 100, Strong | 553 | 5.7% | 10.5% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 381 | 3.9% | — |
| 4 | Rocket Mortgage, LLC | 379 | 3.9% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 337 | 3.5% | — |
| 6 | 21st Mortgage Corporation | 331 | 3.4% | — |
| 7 | DHI MORTGAGE COMPANY, LTD. | 323 | 3.3% | — |
| 8 | Radiant Credit Union 65 out of 100, Moderate | 252 | 2.6% | 41.0% |
| 9 | Ameris Bank 67 out of 100, Moderate | 210 | 2.2% | 10.5% |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 184 | 1.9% | — |
| 11 | AMERICAN FINANCIAL NETWORK, INC. | 181 | 1.9% | — |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 178 | 1.8% | 44.7% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 176 | 1.8% | 14.1% |
| 14 | LENNAR MORTGAGE, LLC | 176 | 1.8% | — |
| 15 | NEWREZ LLC | 172 | 1.8% | — |
| 16 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 168 | 1.7% | — |
| 17 | Truist Bank 63 out of 100, Moderate | 156 | 1.6% | 40.8% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 155 | 1.6% | 32.9% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 154 | 1.6% | — |
| 20 | Mortgage Research Center, LLC | 153 | 1.6% | — |
| 21 | VYSTAR CREDIT UNION 51 out of 100, Below average | 133 | 1.4% | 48.8% |
| 22 | FREEDOM MORTGAGE CORPORATION | 120 | 1.2% | — |
| 23 | PNC Bank, National Association 62 out of 100, Moderate | 117 | 1.2% | 33.8% |
| 24 | Advisors Mortgage Group, L.L.C. | 115 | 1.2% | — |
| 25 | GUARANTEED RATE, INC. | 105 | 1.1% | — |
| 26 | Mortgage Lenders Investment Trading Corporation | 103 | 1.1% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 97 | 1.0% | — |
| 28 | TD Bank, National Association 63 out of 100, Moderate | 96 | 1.0% | 35.3% |
| 29 | Broker Solutions, Inc. | 86 | 0.9% | — |
| 30 | FIGURE LENDING LLC | 81 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 76 | 0.8% | — |
| 32 | FBC MORTGAGE, LLC | 75 | 0.8% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 73 | 0.8% | 3.0% |
| 34 | EVERETT FINANCIAL, INC. | 70 | 0.7% | — |
| 35 | SouthState Bank, National Association 68 out of 100, Moderate | 69 | 0.7% | 23.3% |
| 36 | TRIAD FINANCIAL SERVICES, INC. | 68 | 0.7% | — |
| 37 | AmeriSave Mortgage Corporation | 67 | 0.7% | — |
| 38 | Zippy Loans, LLC | 67 | 0.7% | — |
| 39 | SPRING EQ, LLC | 65 | 0.7% | — |
| 40 | Discover Bank | 63 | 0.6% | — |
Top 40 of 400 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps