Florida · HMDA 2025
Mortgage lenders in Hernando County, FL
452 lenders reported 14,463 home-loan applications in Hernando County in 2025. 6,982 closed as loans ($1.7B), 2,459 were denied — a 25.0% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 18% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,463
- Loans originated
- 6,982
- Purchase / refinance
- 4,213 / 1,668
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hernando County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,194 | 8.3% | — |
| 2 | Rocket Mortgage, LLC | 744 | 5.1% | — |
| 3 | Suncoast Credit Union 62 out of 100, Moderate | 731 | 5.1% | 23.3% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 585 | 4.0% | — |
| 5 | LAKEVIEW LOAN SERVICING, LLC | 436 | 3.0% | — |
| 6 | Loandepot.Com, LLC | 349 | 2.4% | — |
| 7 | Truist Bank 63 out of 100, Moderate | 346 | 2.4% | 40.8% |
| 8 | NEWREZ LLC | 338 | 2.3% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 296 | 2.0% | 14.1% |
| 10 | FREEDOM MORTGAGE CORPORATION | 289 | 2.0% | — |
| 11 | EVERETT FINANCIAL, INC. | 289 | 2.0% | — |
| 12 | Regions Bank 64 out of 100, Moderate | 268 | 1.9% | 43.1% |
| 13 | Mortgage Research Center, LLC | 263 | 1.8% | — |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 259 | 1.8% | 44.7% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 253 | 1.7% | — |
| 16 | DHI MORTGAGE COMPANY, LTD. | 235 | 1.6% | — |
| 17 | MIDFLORIDA | 210 | 1.5% | — |
| 18 | Click n' Close, Inc. | 208 | 1.4% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 193 | 1.3% | 32.9% |
| 20 | PLANET HOME LENDING, LLC | 187 | 1.3% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 183 | 1.3% | — |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 171 | 1.2% | — |
| 23 | 21st Mortgage Corporation | 165 | 1.1% | — |
| 24 | PNC Bank, National Association 62 out of 100, Moderate | 161 | 1.1% | 33.8% |
| 25 | NATIONSTAR MORTGAGE LLC | 149 | 1.0% | — |
| 26 | CMG MORTGAGE, INC. | 135 | 0.9% | — |
| 27 | Broker Solutions, Inc. | 130 | 0.9% | — |
| 28 | FIGURE LENDING LLC | 129 | 0.9% | — |
| 29 | FBC MORTGAGE, LLC | 129 | 0.9% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 128 | 0.9% | 3.0% |
| 31 | Fairway Independent Mortgage Corporation | 122 | 0.8% | — |
| 32 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 119 | 0.8% | 35.5% |
| 33 | AmeriSave Mortgage Corporation | 115 | 0.8% | — |
| 34 | SPRING EQ, LLC | 114 | 0.8% | — |
| 35 | RMC HOME MORTGAGE, LLC | 113 | 0.8% | — |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 100 | 0.7% | — |
| 37 | PULTE MORTGAGE LLC | 96 | 0.7% | — |
| 38 | UNION HOME MORTGAGE CORP. | 93 | 0.6% | — |
| 39 | M/I FINANCIAL, LLC | 89 | 0.6% | — |
| 40 | Equity Prime Mortgage LLC | 88 | 0.6% | — |
Top 40 of 452 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps