Florida · HMDA 2025
Mortgage lenders in Holmes County, FL
124 lenders reported 696 home-loan applications in Holmes County in 2025. 224 closed as loans ($38.3M), 206 were denied — a 43.7% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 25% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 696
- Loans originated
- 224
- Purchase / refinance
- 135 / 53
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Holmes County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 110 | 15.8% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 32 | 4.6% | — |
| 3 | COMMUNITY SOUTH | 31 | 4.5% | — |
| 4 | Rocket Mortgage, LLC | 28 | 4.0% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 3.9% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 26 | 3.7% | — |
| 7 | Mortgage Research Center, LLC | 23 | 3.3% | — |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 22 | 3.2% | — |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 2.7% | — |
| 10 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 19 | 2.7% | 43.3% |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 2.3% | 32.9% |
| 12 | Regions Bank 64 out of 100, Moderate | 15 | 2.2% | 43.1% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 13 | 1.9% | — |
| 14 | First Federal Bank 50 out of 100, Below average | 13 | 1.9% | 13.5% |
| 15 | CMG MORTGAGE, INC. | 12 | 1.7% | — |
| 16 | NEWREZ LLC | 12 | 1.7% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 11 | 1.6% | — |
| 18 | FirstBank 59 out of 100, Moderate | 11 | 1.6% | 42.8% |
| 19 | Tyndall Federal Credit Union 89 out of 100, Very strong | 10 | 1.4% | 24.3% |
| 20 | SOUTHWEST STAGE FUNDING, LLC | 10 | 1.4% | — |
| 21 | The Samson Banking Company, Inc. 94 out of 100, Very strong | 10 | 1.4% | 13.6% |
| 22 | Five Star Credit Union 72 out of 100, Strong | 10 | 1.4% | 27.7% |
| 23 | Broker Solutions, Inc. | 9 | 1.3% | — |
| 24 | AmeriSave Mortgage Corporation | 9 | 1.3% | — |
| 25 | The First National Bank of Hartford 75 out of 100, Strong | 9 | 1.3% | 1.7% |
| 26 | Magnolia Bank, Incorporated 49 out of 100, Below average | 9 | 1.3% | 10.3% |
| 27 | Loandepot.Com, LLC | 7 | 1.0% | — |
| 28 | Innovations Financial Credit Union 67 out of 100, Moderate | 7 | 1.0% | 18.8% |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 1.0% | — |
| 30 | PLANET HOME LENDING, LLC | 6 | 0.9% | — |
| 31 | Waterstone Mortgage Corporation | 5 | 0.7% | — |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.6% | 14.1% |
| 33 | GUARANTEED RATE, INC. | 4 | 0.6% | — |
| 34 | NEW DAY FINANCIAL, LLC | 4 | 0.6% | — |
| 35 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 0.6% | 74.7% |
| 36 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | 0.6% | — |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.4% | — |
| 38 | FIGURE LENDING LLC | 3 | 0.4% | — |
| 39 | The Federal Savings Bank 51 out of 100, Below average | 3 | 0.4% | 19.1% |
| 40 | Gulf Coast Bank and Trust Company | 3 | 0.4% | — |
Top 40 of 124 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps