Florida · HMDA 2025
Mortgage lenders in Lafayette County, FL
69 lenders reported 178 home-loan applications in Lafayette County in 2025. 77 closed as loans ($20.9M), 41 were denied — a 32.5% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 28% of applications, led by 21st Mortgage Corporation. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 178
- Loans originated
- 77
- Purchase / refinance
- 49 / 18
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lafayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 31 | 17.4% | — |
| 2 | UNION HOME MORTGAGE CORP. | 12 | 6.7% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 7 | 3.9% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 3.4% | — |
| 5 | Rocket Mortgage, LLC | 6 | 3.4% | — |
| 6 | Florida Credit Union 75 out of 100, Strong | 6 | 3.4% | 70.0% |
| 7 | MOVEMENT MORTGAGE, LLC | 5 | 2.8% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 2.8% | — |
| 9 | AMERICAN FINANCIAL NETWORK, INC. | 5 | 2.8% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 2.2% | 14.1% |
| 11 | CAMPUS USA CREDIT UNION 76 out of 100, Strong | 4 | 2.2% | 10.5% |
| 12 | Seacoast National Bank 63 out of 100, Moderate | 4 | 2.2% | 35.3% |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.7% | 32.9% |
| 14 | NEWREZ LLC | 3 | 1.7% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.7% | — |
| 16 | Radiant Credit Union 65 out of 100, Moderate | 3 | 1.7% | 41.0% |
| 17 | Capital City Bank 72 out of 100, Strong | 3 | 1.7% | 32.0% |
| 18 | PLANET HOME LENDING, LLC | 3 | 1.7% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 3 | 1.7% | — |
| 20 | First Federal Bank 50 out of 100, Below average | 3 | 1.7% | 13.5% |
| 21 | Loandepot.Com, LLC | 2 | 1.1% | — |
| 22 | GUARANTEED RATE, INC. | 2 | 1.1% | — |
| 23 | Mortgage Research Center, LLC | 2 | 1.1% | — |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 2 | 1.1% | 44.7% |
| 25 | SPRING EQ, LLC | 2 | 1.1% | — |
| 26 | FIRST FLORIDA Credit Union 72 out of 100, Strong | 2 | 1.1% | 27.8% |
| 27 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.1% | — |
| 28 | Suncoast Credit Union 62 out of 100, Moderate | 2 | 1.1% | 23.3% |
| 29 | EVERETT FINANCIAL, INC. | 2 | 1.1% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 2 | 1.1% | 3.0% |
| 31 | CMG MORTGAGE, INC. | 1 | 0.6% | — |
| 32 | Truist Bank 63 out of 100, Moderate | 1 | 0.6% | 40.8% |
| 33 | Fairway Independent Mortgage Corporation | 1 | 0.6% | — |
| 34 | Regions Bank 64 out of 100, Moderate | 1 | 0.6% | 43.1% |
| 35 | AmeriSave Mortgage Corporation | 1 | 0.6% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.6% | 33.8% |
| 37 | TD Bank, National Association 63 out of 100, Moderate | 1 | 0.6% | 35.3% |
| 38 | Cornerstone First Mortgage, Inc | 1 | 0.6% | — |
| 39 | A&D Mortgage LLC | 1 | 0.6% | — |
| 40 | Lendage, LLC | 1 | 0.6% | — |
Top 40 of 69 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps