Florida · HMDA 2025
Mortgage lenders in Lake County, FL
604 lenders reported 25,292 home-loan applications in Lake County in 2025. 11,855 closed as loans ($3.7B), 4,151 were denied — a 24.7% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 15% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 25,292
- Loans originated
- 11,855
- Purchase / refinance
- 7,639 / 2,557
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lake County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,443 | 5.7% | — |
| 2 | Rocket Mortgage, LLC | 1,183 | 4.7% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,144 | 4.5% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 594 | 2.3% | 14.1% |
| 5 | FREEDOM MORTGAGE CORPORATION | 562 | 2.2% | — |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 538 | 2.1% | — |
| 7 | NEWREZ LLC | 533 | 2.1% | — |
| 8 | LENNAR MORTGAGE, LLC | 511 | 2.0% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 499 | 2.0% | 40.8% |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 470 | 1.9% | — |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 450 | 1.8% | 44.7% |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 437 | 1.7% | — |
| 13 | FBC MORTGAGE, LLC | 407 | 1.6% | — |
| 14 | FAIRWINDS CREDIT UNION 73 out of 100, Strong | 396 | 1.6% | 38.6% |
| 15 | DHI MORTGAGE COMPANY, LTD. | 390 | 1.5% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 371 | 1.5% | 32.9% |
| 17 | Mortgage Research Center, LLC | 367 | 1.5% | — |
| 18 | Loandepot.Com, LLC | 357 | 1.4% | — |
| 19 | KBHS HOME LOANS, LLC | 316 | 1.2% | — |
| 20 | GUARANTEED RATE, INC. | 314 | 1.2% | — |
| 21 | SPRING EQ, LLC | 311 | 1.2% | — |
| 22 | Broker Solutions, Inc. | 296 | 1.2% | — |
| 23 | NFM, INC. | 276 | 1.1% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 270 | 1.1% | 3.0% |
| 25 | Citizens First Bank | 269 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 263 | 1.0% | — |
| 27 | FIGURE LENDING LLC | 257 | 1.0% | — |
| 28 | 21st Mortgage Corporation | 254 | 1.0% | — |
| 29 | PULTE MORTGAGE LLC | 239 | 0.9% | — |
| 30 | MOVEMENT MORTGAGE, LLC | 237 | 0.9% | — |
| 31 | GUILD MORTGAGE COMPANY | 237 | 0.9% | — |
| 32 | Fifth Third Bank, National Association 62 out of 100, Moderate | 232 | 0.9% | 34.0% |
| 33 | First Heritage Mortgage, LLC | 217 | 0.9% | — |
| 34 | Regions Bank 64 out of 100, Moderate | 212 | 0.8% | 43.1% |
| 35 | PLANET HOME LENDING, LLC | 212 | 0.8% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 206 | 0.8% | — |
| 37 | JET HOMELOANS, LP | 200 | 0.8% | — |
| 38 | NVR Mortgage Finance, Inc. | 184 | 0.7% | — |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 175 | 0.7% | — |
| 40 | PNC Bank, National Association 62 out of 100, Moderate | 171 | 0.7% | 33.8% |
Top 40 of 604 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps