Florida · HMDA 2025
Mortgage lenders in Nassau County, FL
349 lenders reported 6,044 home-loan applications in Nassau County in 2025. 3,006 closed as loans ($1.1B), 929 were denied — a 22.8% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 17% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,044
- Loans originated
- 3,006
- Purchase / refinance
- 1,714 / 823
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nassau County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 343 | 5.7% | — |
| 2 | VYSTAR CREDIT UNION 51 out of 100, Below average | 335 | 5.5% | 48.8% |
| 3 | Rocket Mortgage, LLC | 328 | 5.4% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 290 | 4.8% | — |
| 5 | Navy Federal Credit Union 66 out of 100, Moderate | 256 | 4.2% | 32.9% |
| 6 | 21st Mortgage Corporation | 161 | 2.7% | — |
| 7 | Loandepot.Com, LLC | 152 | 2.5% | — |
| 8 | Mortgage Research Center, LLC | 137 | 2.3% | — |
| 9 | Capital City Home Loans, LLC | 137 | 2.3% | — |
| 10 | COMMUNITY FIRST CREDIT UNION OF FLO 73 out of 100, Strong | 129 | 2.1% | 24.3% |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 117 | 1.9% | 14.1% |
| 12 | NEWREZ LLC | 114 | 1.9% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 114 | 1.9% | — |
| 14 | PULTE MORTGAGE LLC | 109 | 1.8% | — |
| 15 | Bank of America, National Association 59 out of 100, Moderate | 99 | 1.6% | 44.7% |
| 16 | Regions Bank 64 out of 100, Moderate | 92 | 1.5% | 43.1% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 89 | 1.5% | — |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 89 | 1.5% | — |
| 19 | INSPIRE HOME LOANS INC. | 80 | 1.3% | — |
| 20 | Truist Bank 63 out of 100, Moderate | 77 | 1.3% | 40.8% |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 75 | 1.2% | — |
| 22 | FIGURE LENDING LLC | 73 | 1.2% | — |
| 23 | Broker Solutions, Inc. | 72 | 1.2% | — |
| 24 | PNC Bank, National Association 62 out of 100, Moderate | 69 | 1.1% | 33.8% |
| 25 | NATIONSTAR MORTGAGE LLC | 61 | 1.0% | — |
| 26 | First Federal Bank 50 out of 100, Below average | 59 | 1.0% | 13.5% |
| 27 | PLANET HOME LENDING, LLC | 56 | 0.9% | — |
| 28 | UNION HOME MORTGAGE CORP. | 55 | 0.9% | — |
| 29 | SPRING EQ, LLC | 52 | 0.9% | — |
| 30 | AMERICAN PACIFIC MORTGAGE CORPORATION | 50 | 0.8% | — |
| 31 | KIND LENDING, LLC | 48 | 0.8% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 46 | 0.8% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 45 | 0.7% | 22.2% |
| 34 | AmeriSave Mortgage Corporation | 44 | 0.7% | — |
| 35 | LENNAR MORTGAGE, LLC | 44 | 0.7% | — |
| 36 | GUARANTEED RATE, INC. | 42 | 0.7% | — |
| 37 | NEW DAY FINANCIAL, LLC | 42 | 0.7% | — |
| 38 | PHH Mortgage Corporation | 38 | 0.6% | — |
| 39 | Discover Bank | 37 | 0.6% | — |
| 40 | Coastal Community Bank 35 out of 100, Low | 35 | 0.6% | 3.0% |
Top 40 of 349 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps