Florida · HMDA 2025
Mortgage lenders in Okeechobee County, FL
186 lenders reported 1,730 home-loan applications in Okeechobee County in 2025. 681 closed as loans ($171.3M), 409 were denied — a 35.5% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,730
- Loans originated
- 681
- Purchase / refinance
- 393 / 202
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Okeechobee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 143 | 8.3% | — |
| 2 | MIDFLORIDA | 111 | 6.4% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 97 | 5.6% | — |
| 4 | Rocket Mortgage, LLC | 93 | 5.4% | — |
| 5 | Loandepot.Com, LLC | 64 | 3.7% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 57 | 3.3% | — |
| 7 | SouthState Bank, National Association 68 out of 100, Moderate | 50 | 2.9% | 23.3% |
| 8 | NEWREZ LLC | 42 | 2.4% | — |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 40 | 2.3% | — |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 37 | 2.1% | 44.7% |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 37 | 2.1% | — |
| 12 | COASTAL LOANS, LLC | 36 | 2.1% | — |
| 13 | Mortgage Research Center, LLC | 31 | 1.8% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 29 | 1.7% | — |
| 15 | FBC MORTGAGE, LLC | 29 | 1.7% | — |
| 16 | GENEVA FINANCIAL, LLC | 26 | 1.5% | — |
| 17 | PNC Bank, National Association 62 out of 100, Moderate | 25 | 1.4% | 33.8% |
| 18 | PLANET HOME LENDING, LLC | 25 | 1.4% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 1.4% | — |
| 20 | Seacoast National Bank 63 out of 100, Moderate | 24 | 1.4% | 35.3% |
| 21 | Broker Solutions, Inc. | 23 | 1.3% | — |
| 22 | AmeriSave Mortgage Corporation | 22 | 1.3% | — |
| 23 | LEADERONE FINANCIAL CORPORATION | 22 | 1.3% | — |
| 24 | SPRING EQ, LLC | 21 | 1.2% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 21 | 1.2% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 21 | 1.2% | — |
| 27 | Truist Bank 63 out of 100, Moderate | 18 | 1.0% | 40.8% |
| 28 | METROPLEX MORTGAGE SERVICES, INC. | 17 | 1.0% | — |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 0.9% | 14.1% |
| 30 | FIGURE LENDING LLC | 16 | 0.9% | — |
| 31 | SOUTHWEST STAGE FUNDING, LLC | 16 | 0.9% | — |
| 32 | Regions Bank 64 out of 100, Moderate | 15 | 0.9% | 43.1% |
| 33 | Click n' Close, Inc. | 15 | 0.9% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 15 | 0.9% | 3.0% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 0.8% | 32.9% |
| 36 | VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 0.8% | — |
| 37 | GUARANTEED RATE, INC. | 13 | 0.8% | — |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 12 | 0.7% | — |
| 39 | AMERICAN FINANCIAL RESOURCES, INC. | 11 | 0.6% | — |
| 40 | AMERICAN FINANCING CORPORATION | 11 | 0.6% | — |
Top 40 of 186 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps