Florida · HMDA 2025
Mortgage lenders in Sumter County, FL
523 lenders reported 9,485 home-loan applications in Sumter County in 2025. 5,762 closed as loans ($1.7B), 1,062 were denied — a 15.1% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 36% of applications, led by Citizens First Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,485
- Loans originated
- 5,762
- Purchase / refinance
- 4,297 / 789
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sumter County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens First Bank | 2,523 | 26.6% | — |
| 2 | Rocket Mortgage, LLC | 455 | 4.8% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 433 | 4.6% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 284 | 3.0% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 204 | 2.2% | 14.1% |
| 6 | UNION HOME MORTGAGE CORP. | 192 | 2.0% | — |
| 7 | DHI MORTGAGE COMPANY, LTD. | 185 | 2.0% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 161 | 1.7% | 40.8% |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 151 | 1.6% | 44.7% |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 146 | 1.5% | 32.9% |
| 11 | Mortgage Research Center, LLC | 142 | 1.5% | — |
| 12 | NEWREZ LLC | 135 | 1.4% | — |
| 13 | MIDFLORIDA | 114 | 1.2% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 102 | 1.1% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 101 | 1.1% | — |
| 16 | Suncoast Credit Union 62 out of 100, Moderate | 101 | 1.1% | 23.3% |
| 17 | 21st Mortgage Corporation | 94 | 1.0% | — |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 92 | 1.0% | — |
| 19 | NEW DAY FINANCIAL, LLC | 90 | 0.9% | — |
| 20 | Florida Credit Union 75 out of 100, Strong | 87 | 0.9% | 70.0% |
| 21 | FREEDOM MORTGAGE CORPORATION | 84 | 0.9% | — |
| 22 | Loandepot.Com, LLC | 78 | 0.8% | — |
| 23 | FBC MORTGAGE, LLC | 77 | 0.8% | — |
| 24 | NVR Mortgage Finance, Inc. | 74 | 0.8% | — |
| 25 | Regions Bank 64 out of 100, Moderate | 72 | 0.8% | 43.1% |
| 26 | Fifth Third Bank, National Association 62 out of 100, Moderate | 64 | 0.7% | 34.0% |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 63 | 0.7% | 22.2% |
| 28 | Fairway Independent Mortgage Corporation | 63 | 0.7% | — |
| 29 | GUARANTEED RATE, INC. | 63 | 0.7% | — |
| 30 | FIGURE LENDING LLC | 62 | 0.7% | — |
| 31 | SPRING EQ, LLC | 61 | 0.6% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 61 | 0.6% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 58 | 0.6% | 3.0% |
| 34 | Broker Solutions, Inc. | 56 | 0.6% | — |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 54 | 0.6% | 32.5% |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 54 | 0.6% | 33.8% |
| 37 | PULTE MORTGAGE LLC | 52 | 0.5% | — |
| 38 | USAA Federal Savings Bank 64 out of 100, Moderate | 52 | 0.5% | 37.2% |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 49 | 0.5% | — |
| 40 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 49 | 0.5% | 35.5% |
Top 40 of 523 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps