Florida · HMDA 2025
Mortgage lenders in Washington County, FL
153 lenders reported 1,216 home-loan applications in Washington County in 2025. 480 closed as loans ($98.2M), 279 were denied — a 34.2% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 24% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,216
- Loans originated
- 480
- Purchase / refinance
- 305 / 113
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 146 | 12.0% | — |
| 2 | INSPIRE HOME LOANS INC. | 93 | 7.6% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 54 | 4.4% | — |
| 4 | Rocket Mortgage, LLC | 53 | 4.4% | — |
| 5 | DHI MORTGAGE COMPANY, LTD. | 52 | 4.3% | — |
| 6 | COMMUNITY SOUTH | 48 | 3.9% | — |
| 7 | Mortgage Research Center, LLC | 40 | 3.3% | — |
| 8 | Regions Bank 64 out of 100, Moderate | 39 | 3.2% | 43.1% |
| 9 | Tyndall Federal Credit Union 89 out of 100, Very strong | 38 | 3.1% | 24.3% |
| 10 | Innovations Financial Credit Union 67 out of 100, Moderate | 37 | 3.0% | 18.8% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 34 | 2.8% | — |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 33 | 2.7% | — |
| 13 | CMG MORTGAGE, INC. | 20 | 1.6% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 20 | 1.6% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 20 | 1.6% | — |
| 16 | NEWREZ LLC | 18 | 1.5% | — |
| 17 | Broker Solutions, Inc. | 18 | 1.5% | — |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 18 | 1.5% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 1.4% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 1.4% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 1.3% | 32.9% |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 16 | 1.3% | — |
| 23 | First Federal Bank 50 out of 100, Below average | 16 | 1.3% | 13.5% |
| 24 | Coastal Community Bank 35 out of 100, Low | 13 | 1.1% | 3.0% |
| 25 | NATIONSTAR MORTGAGE LLC | 12 | 1.0% | — |
| 26 | PLANET HOME LENDING, LLC | 11 | 0.9% | — |
| 27 | SOUTHWEST STAGE FUNDING, LLC | 10 | 0.8% | — |
| 28 | Magnolia Bank, Incorporated 49 out of 100, Below average | 10 | 0.8% | 10.3% |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 0.7% | 14.1% |
| 30 | AmeriSave Mortgage Corporation | 9 | 0.7% | — |
| 31 | Truist Bank 63 out of 100, Moderate | 8 | 0.7% | 40.8% |
| 32 | Loandepot.Com, LLC | 7 | 0.6% | — |
| 33 | GUILD MORTGAGE COMPANY | 7 | 0.6% | — |
| 34 | FIGURE LENDING LLC | 7 | 0.6% | — |
| 35 | Trustmark National Bank 62 out of 100, Moderate | 7 | 0.6% | 14.7% |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 0.5% | 22.2% |
| 37 | SPRING EQ, LLC | 6 | 0.5% | — |
| 38 | Equity Prime Mortgage LLC | 6 | 0.5% | — |
| 39 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 0.5% | 74.7% |
| 40 | GUARANTEED RATE, INC. | 5 | 0.4% | — |
Top 40 of 153 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps