Georgia · HMDA 2025
Mortgage lenders in Banks County, GA
180 lenders reported 1,048 home-loan applications in Banks County in 2025. 516 closed as loans ($136.4M), 197 were denied — a 26.5% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,048
- Loans originated
- 516
- Purchase / refinance
- 282 / 147
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Banks County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 62 | 5.9% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 57 | 5.4% | — |
| 3 | United Community Bank 67 out of 100, Moderate | 56 | 5.3% | 25.4% |
| 4 | Regions Bank 64 out of 100, Moderate | 52 | 5.0% | 43.1% |
| 5 | 21st Mortgage Corporation | 43 | 4.1% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 41 | 3.9% | — |
| 7 | NEWREZ LLC | 27 | 2.6% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 2.3% | — |
| 9 | Capital City Home Loans, LLC | 23 | 2.2% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 1.9% | — |
| 11 | Fairway Independent Mortgage Corporation | 19 | 1.8% | — |
| 12 | SouthState Bank, National Association 68 out of 100, Moderate | 19 | 1.8% | 23.3% |
| 13 | FREEDOM MORTGAGE CORPORATION | 18 | 1.7% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 1.4% | 32.9% |
| 15 | AMERICAN PACIFIC MORTGAGE CORPORATION | 15 | 1.4% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.2% | 14.1% |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 1.2% | — |
| 18 | Mortgage Research Center, LLC | 13 | 1.2% | — |
| 19 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 13 | 1.2% | — |
| 20 | PLANET HOME LENDING, LLC | 13 | 1.2% | — |
| 21 | MyGeorgia Credit Union 72 out of 100, Strong | 13 | 1.2% | 38.3% |
| 22 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 13 | 1.2% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 12 | 1.1% | — |
| 24 | Magnolia Bank, Incorporated 49 out of 100, Below average | 12 | 1.1% | 10.3% |
| 25 | Loandepot.Com, LLC | 11 | 1.0% | — |
| 26 | PINNACLE BANK | 11 | 1.0% | — |
| 27 | FIGURE LENDING LLC | 11 | 1.0% | — |
| 28 | Truist Bank 63 out of 100, Moderate | 10 | 1.0% | 40.8% |
| 29 | AmeriSave Mortgage Corporation | 10 | 1.0% | — |
| 30 | EVERETT FINANCIAL, INC. | 10 | 1.0% | — |
| 31 | Broker Solutions, Inc. | 9 | 0.9% | — |
| 32 | SENTE MORTGAGE, INC. | 9 | 0.9% | — |
| 33 | Ameris Bank 67 out of 100, Moderate | 9 | 0.9% | 10.5% |
| 34 | GUARANTEED RATE, INC. | 8 | 0.8% | — |
| 35 | SPRING EQ, LLC | 8 | 0.8% | — |
| 36 | Equity Prime Mortgage LLC | 8 | 0.8% | — |
| 37 | Discover Bank | 7 | 0.7% | — |
| 38 | LIMA ONE CAPITAL, LLC | 7 | 0.7% | — |
| 39 | LENDINGONE, LLC | 7 | 0.7% | — |
| 40 | NATIONSTAR MORTGAGE LLC | 7 | 0.7% | — |
Top 40 of 180 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps