Georgia · HMDA 2025
Mortgage lenders in Carroll County, GA
306 lenders reported 6,325 home-loan applications in Carroll County in 2025. 3,017 closed as loans ($769.1M), 969 were denied — a 23.2% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 15% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,325
- Loans originated
- 3,017
- Purchase / refinance
- 1,678 / 842
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carroll County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 381 | 6.0% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 308 | 4.9% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 232 | 3.7% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 216 | 3.4% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 206 | 3.3% | 40.8% |
| 6 | NEWREZ LLC | 167 | 2.6% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 164 | 2.6% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 148 | 2.3% | — |
| 9 | CANOPY MORTGAGE, LLC | 144 | 2.3% | — |
| 10 | GUILD MORTGAGE COMPANY | 136 | 2.2% | — |
| 11 | Bank OZK 76 out of 100, Strong | 126 | 2.0% | 37.8% |
| 12 | United Community Bank 67 out of 100, Moderate | 126 | 2.0% | 25.4% |
| 13 | Regions Bank 64 out of 100, Moderate | 115 | 1.8% | 43.1% |
| 14 | Magnolia Bank, Incorporated 49 out of 100, Below average | 109 | 1.7% | 10.3% |
| 15 | Mortgage Research Center, LLC | 107 | 1.7% | — |
| 16 | PLANET HOME LENDING, LLC | 105 | 1.7% | — |
| 17 | Broker Solutions, Inc. | 102 | 1.6% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 99 | 1.6% | 14.1% |
| 19 | NATIONSTAR MORTGAGE LLC | 96 | 1.5% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 94 | 1.5% | 32.9% |
| 21 | Loandepot.Com, LLC | 89 | 1.4% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 89 | 1.4% | — |
| 23 | MOVEMENT MORTGAGE, LLC | 86 | 1.4% | — |
| 24 | TRAILBLAZER MORTGAGE L.L.C. | 86 | 1.4% | — |
| 25 | Synovus Bank | 83 | 1.3% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 80 | 1.3% | 44.7% |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 73 | 1.2% | — |
| 28 | FIGURE LENDING LLC | 72 | 1.1% | — |
| 29 | AmeriSave Mortgage Corporation | 60 | 0.9% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 57 | 0.9% | — |
| 31 | SPRING EQ, LLC | 53 | 0.8% | — |
| 32 | BANKSOUTH MORTGAGE COMPANY, LLC | 53 | 0.8% | — |
| 33 | FBC MORTGAGE, LLC | 50 | 0.8% | — |
| 34 | JET HOMELOANS, LP | 50 | 0.8% | — |
| 35 | Ameris Bank 67 out of 100, Moderate | 49 | 0.8% | 10.5% |
| 36 | GUARANTEED RATE, INC. | 48 | 0.8% | — |
| 37 | Goldwater Bank, N.A. 35 out of 100, Low | 46 | 0.7% | 0.4% |
| 38 | FirstBank 59 out of 100, Moderate | 45 | 0.7% | 42.8% |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 44 | 0.7% | — |
| 40 | DIRECT LENDERS, LLC | 43 | 0.7% | — |
Top 40 of 306 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps