Georgia · HMDA 2025
Mortgage lenders in Clarke County, GA
299 lenders reported 3,552 home-loan applications in Clarke County in 2025. 1,878 closed as loans ($664.9M), 510 were denied — a 20.7% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 15% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,552
- Loans originated
- 1,878
- Purchase / refinance
- 984 / 561
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clarke County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 193 | 5.4% | — |
| 2 | Rocket Mortgage, LLC | 178 | 5.0% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 155 | 4.4% | 43.1% |
| 4 | Synovus Bank | 149 | 4.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 122 | 3.4% | — |
| 6 | First American Bank and Trust Company 86 out of 100, Very strong | 113 | 3.2% | 2.5% |
| 7 | Truist Bank 63 out of 100, Moderate | 110 | 3.1% | 40.8% |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 96 | 2.7% | — |
| 9 | GEORGIA UNITED | 94 | 2.6% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 93 | 2.6% | 14.1% |
| 11 | Oconee State Bank 44 out of 100, Below average | 91 | 2.6% | 6.0% |
| 12 | City National Bank of Florida 64 out of 100, Moderate | 86 | 2.4% | 10.7% |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 76 | 2.1% | 44.7% |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 70 | 2.0% | 32.5% |
| 15 | NEWREZ LLC | 60 | 1.7% | — |
| 16 | Ameris Bank 67 out of 100, Moderate | 51 | 1.4% | 10.5% |
| 17 | Fairway Independent Mortgage Corporation | 46 | 1.3% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 42 | 1.2% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 41 | 1.2% | — |
| 20 | PINNACLE BANK | 41 | 1.2% | — |
| 21 | ROBINS FINANCIAL | 41 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 41 | 1.2% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 39 | 1.1% | 32.9% |
| 24 | The Commercial Bank 79 out of 100, Strong | 36 | 1.0% | 3.6% |
| 25 | Loandepot.Com, LLC | 35 | 1.0% | — |
| 26 | 21st Mortgage Corporation | 33 | 0.9% | — |
| 27 | BANKSOUTH MORTGAGE COMPANY, LLC | 33 | 0.9% | — |
| 28 | Discover Bank | 32 | 0.9% | — |
| 29 | Broker Solutions, Inc. | 31 | 0.9% | — |
| 30 | Classic City Bank | 30 | 0.8% | — |
| 31 | EVERETT FINANCIAL, INC. | 30 | 0.8% | — |
| 32 | VANDERBILT MORTGAGE AND FINANCE, INC. | 29 | 0.8% | — |
| 33 | AmeriSave Mortgage Corporation | 29 | 0.8% | — |
| 34 | FIGURE LENDING LLC | 26 | 0.7% | — |
| 35 | United Community Bank 67 out of 100, Moderate | 26 | 0.7% | 25.4% |
| 36 | Mortgage Research Center, LLC | 25 | 0.7% | — |
| 37 | KIND LENDING, LLC | 24 | 0.7% | — |
| 38 | SouthState Bank, National Association 68 out of 100, Moderate | 24 | 0.7% | 23.3% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 23 | 0.6% | 22.2% |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 23 | 0.6% | — |
Top 40 of 299 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps