Georgia · HMDA 2025
Mortgage lenders in Clinch County, GA
50 lenders reported 189 home-loan applications in Clinch County in 2025. 91 closed as loans ($9.8M), 48 were denied — a 32.7% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 51% of applications, led by Farmers & Merchants Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 189
- Loans originated
- 91
- Purchase / refinance
- 46 / 35
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clinch County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Farmers & Merchants Bank 58 out of 100, Moderate | 50 | 26.5% | 6.3% |
| 2 | 21st Mortgage Corporation | 28 | 14.8% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 9.5% | — |
| 4 | Rocket Mortgage, LLC | 14 | 7.4% | — |
| 5 | AmeriSave Mortgage Corporation | 5 | 2.6% | — |
| 6 | Ameris Bank 67 out of 100, Moderate | 5 | 2.6% | 10.5% |
| 7 | Broker Solutions, Inc. | 4 | 2.1% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.1% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 4 | 2.1% | — |
| 10 | NEW DAY FINANCIAL, LLC | 4 | 2.1% | — |
| 11 | Fairway Independent Mortgage Corporation | 3 | 1.6% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.1% | 32.9% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.1% | 14.1% |
| 14 | Loandepot.Com, LLC | 2 | 1.1% | — |
| 15 | Discover Bank | 2 | 1.1% | — |
| 16 | SOUTHWEST STAGE FUNDING, LLC | 2 | 1.1% | — |
| 17 | SOUTHEASTERN CREDIT UNION 73 out of 100, Strong | 2 | 1.1% | 3.3% |
| 18 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 1.1% | — |
| 19 | LAND HOME FINANCIAL SERVICES, INC. | 2 | 1.1% | — |
| 20 | AgSouth Farm Credit, ACA | 2 | 1.1% | — |
| 21 | TOWNE MORTGAGE COMPANY | 2 | 1.1% | — |
| 22 | BETTER MORTGAGE CORPORATION | 2 | 1.1% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.5% | — |
| 25 | GUILD MORTGAGE COMPANY | 1 | 0.5% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.5% | — |
| 27 | Mortgage Research Center, LLC | 1 | 0.5% | — |
| 28 | NBKC BANK | 1 | 0.5% | — |
| 29 | FIGURE LENDING LLC | 1 | 0.5% | — |
| 30 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.5% | 19.1% |
| 31 | PrimeSouth Bank 66 out of 100, Moderate | 1 | 0.5% | 5.9% |
| 32 | Renasant Bank 64 out of 100, Moderate | 1 | 0.5% | 11.6% |
| 33 | NUMARK CREDIT UNION 59 out of 100, Moderate | 1 | 0.5% | 23.1% |
| 34 | TAMMAC HOLDINGS CORPORATION | 1 | 0.5% | — |
| 35 | Grow Financial Federal Credit Union 68 out of 100, Moderate | 1 | 0.5% | 18.8% |
| 36 | Five Star Credit Union 72 out of 100, Strong | 1 | 0.5% | 27.7% |
| 37 | NATIONSTAR MORTGAGE LLC | 1 | 0.5% | — |
| 38 | FREEDOM MORTGAGE CORPORATION | 1 | 0.5% | — |
| 39 | NFM, INC. | 1 | 0.5% | — |
| 40 | KIND LENDING, LLC | 1 | 0.5% | — |
Top 40 of 50 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps