Georgia · HMDA 2025
Mortgage lenders in Dougherty County, GA
208 lenders reported 2,357 home-loan applications in Dougherty County in 2025. 1,089 closed as loans ($200.6M), 478 were denied — a 29.3% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 13% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,357
- Loans originated
- 1,089
- Purchase / refinance
- 519 / 439
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dougherty County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 106 | 4.5% | — |
| 2 | Navy Federal Credit Union 66 out of 100, Moderate | 104 | 4.4% | 32.9% |
| 3 | Rocket Mortgage, LLC | 102 | 4.3% | — |
| 4 | Georgia Community Bank 78 out of 100, Strong | 98 | 4.2% | 1.3% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 97 | 4.1% | — |
| 6 | Mortgage Research Center, LLC | 80 | 3.4% | — |
| 7 | Flint Community Bank 54 out of 100, Below average | 79 | 3.4% | 0.0% |
| 8 | Renasant Bank 64 out of 100, Moderate | 72 | 3.1% | 11.6% |
| 9 | Ameris Bank 67 out of 100, Moderate | 70 | 3.0% | 10.5% |
| 10 | GEORGIA'S OWN | 68 | 2.9% | — |
| 11 | COLONY BANK 64 out of 100, Moderate | 65 | 2.8% | 4.8% |
| 12 | Synovus Bank | 63 | 2.7% | — |
| 13 | Broker Solutions, Inc. | 57 | 2.4% | — |
| 14 | Truist Bank 63 out of 100, Moderate | 56 | 2.4% | 40.8% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 53 | 2.2% | — |
| 16 | NEWREZ LLC | 51 | 2.2% | — |
| 17 | 21st Mortgage Corporation | 49 | 2.1% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 44 | 1.9% | — |
| 19 | AmeriSave Mortgage Corporation | 43 | 1.8% | — |
| 20 | Regions Bank 64 out of 100, Moderate | 42 | 1.8% | 43.1% |
| 21 | NATIONSTAR MORTGAGE LLC | 42 | 1.8% | — |
| 22 | NEW DAY FINANCIAL, LLC | 42 | 1.8% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 40 | 1.7% | 14.1% |
| 24 | PLANET HOME LENDING, LLC | 37 | 1.6% | — |
| 25 | Loandepot.Com, LLC | 34 | 1.4% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 30 | 1.3% | — |
| 27 | First State Bank of Blakely | 26 | 1.1% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 22 | 0.9% | 22.2% |
| 29 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 0.8% | — |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 20 | 0.8% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 17 | 0.7% | 44.7% |
| 32 | Discover Bank | 15 | 0.6% | — |
| 33 | BPL MORTGAGE TRUST, LLC | 14 | 0.6% | — |
| 34 | PeoplesSouth Bank 69 out of 100, Moderate | 13 | 0.6% | 5.5% |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 12 | 0.5% | — |
| 36 | FIGURE LENDING LLC | 12 | 0.5% | — |
| 37 | Equity Prime Mortgage LLC | 12 | 0.5% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.5% | — |
| 39 | MILEND, INC. | 12 | 0.5% | — |
| 40 | Flagstar Bank, N.A. 31 out of 100, Low | 12 | 0.5% | 35.1% |
Top 40 of 208 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps