Georgia · HMDA 2025
Mortgage lenders in Fannin County, GA
250 lenders reported 1,977 home-loan applications in Fannin County in 2025. 1,081 closed as loans ($438.0M), 290 were denied — a 20.5% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 25% of applications, led by United Community Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,977
- Loans originated
- 1,081
- Purchase / refinance
- 576 / 303
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fannin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Community Bank 67 out of 100, Moderate | 256 | 12.9% | 25.4% |
| 2 | Rocket Mortgage, LLC | 124 | 6.3% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 106 | 5.4% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 68 | 3.4% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 61 | 3.1% | — |
| 6 | Bank OZK 76 out of 100, Strong | 55 | 2.8% | 37.8% |
| 7 | NEWREZ LLC | 52 | 2.6% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 52 | 2.6% | 14.1% |
| 9 | Truist Bank 63 out of 100, Moderate | 46 | 2.3% | 40.8% |
| 10 | SouthState Bank, National Association 68 out of 100, Moderate | 46 | 2.3% | 23.3% |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 42 | 2.1% | — |
| 12 | KIND LENDING, LLC | 41 | 2.1% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 31 | 1.6% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 28 | 1.4% | 32.9% |
| 15 | Mortgage Research Center, LLC | 24 | 1.2% | — |
| 16 | 21st Mortgage Corporation | 23 | 1.2% | — |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 20 | 1.0% | 44.7% |
| 18 | THE LOAN STORE, INC. | 20 | 1.0% | — |
| 19 | PLAZA HOME MORTGAGE, INC. | 17 | 0.9% | — |
| 20 | UNION HOME MORTGAGE CORP. | 17 | 0.9% | — |
| 21 | Cornerstone First Mortgage, Inc | 16 | 0.8% | — |
| 22 | FIGURE LENDING LLC | 16 | 0.8% | — |
| 23 | AmeriSave Mortgage Corporation | 15 | 0.8% | — |
| 24 | PHH Mortgage Corporation | 15 | 0.8% | — |
| 25 | Loandepot.Com, LLC | 14 | 0.7% | — |
| 26 | SPRING EQ, LLC | 14 | 0.7% | — |
| 27 | ANGEL OAK MORTGAGE SOLUTIONS LLC | 14 | 0.7% | — |
| 28 | United Bank 74 out of 100, Strong | 14 | 0.7% | 20.3% |
| 29 | FirstBank 59 out of 100, Moderate | 14 | 0.7% | 42.8% |
| 30 | Peoples Bank of East Tennessee 78 out of 100, Strong | 14 | 0.7% | 9.7% |
| 31 | Fairway Independent Mortgage Corporation | 13 | 0.7% | — |
| 32 | MOVEMENT MORTGAGE, LLC | 13 | 0.7% | — |
| 33 | Broker Solutions, Inc. | 13 | 0.7% | — |
| 34 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 13 | 0.7% | — |
| 35 | FREEDOM MORTGAGE CORPORATION | 13 | 0.7% | — |
| 36 | Ameris Bank 67 out of 100, Moderate | 13 | 0.7% | 10.5% |
| 37 | NATIONSTAR MORTGAGE LLC | 12 | 0.6% | — |
| 38 | BETTER MORTGAGE CORPORATION | 12 | 0.6% | — |
| 39 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 11 | 0.6% | — |
| 40 | Capital City Home Loans, LLC | 11 | 0.6% | — |
Top 40 of 250 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps