Georgia · HMDA 2025
Mortgage lenders in Fayette County, GA
372 lenders reported 6,655 home-loan applications in Fayette County in 2025. 3,111 closed as loans ($1.1B), 1,210 were denied — a 26.9% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 16% of applications, led by DELTA COMMUNITY CREDIT UNION. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,655
- Loans originated
- 3,111
- Purchase / refinance
- 1,458 / 1,005
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DELTA COMMUNITY CREDIT UNION 81 out of 100, Strong | 440 | 6.6% | 33.7% |
| 2 | Rocket Mortgage, LLC | 369 | 5.5% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 275 | 4.1% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 270 | 4.1% | — |
| 5 | Navy Federal Credit Union 66 out of 100, Moderate | 231 | 3.5% | 32.9% |
| 6 | 21st Mortgage Corporation | 213 | 3.2% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 211 | 3.2% | 14.1% |
| 8 | NEWREZ LLC | 164 | 2.5% | — |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 162 | 2.4% | 44.7% |
| 10 | FREEDOM MORTGAGE CORPORATION | 156 | 2.3% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 148 | 2.2% | 40.8% |
| 12 | Loandepot.Com, LLC | 128 | 1.9% | — |
| 13 | Ameris Bank 67 out of 100, Moderate | 127 | 1.9% | 10.5% |
| 14 | EVERETT FINANCIAL, INC. | 122 | 1.8% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 114 | 1.7% | — |
| 16 | NVR Mortgage Finance, Inc. | 108 | 1.6% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 99 | 1.5% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 95 | 1.4% | — |
| 19 | Mortgage Research Center, LLC | 88 | 1.3% | — |
| 20 | Broker Solutions, Inc. | 83 | 1.2% | — |
| 21 | SPRING EQ, LLC | 82 | 1.2% | — |
| 22 | Fairway Independent Mortgage Corporation | 76 | 1.1% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 75 | 1.1% | — |
| 24 | Regions Bank 64 out of 100, Moderate | 67 | 1.0% | 43.1% |
| 25 | GEORGIA'S OWN | 66 | 1.0% | — |
| 26 | FIGURE LENDING LLC | 65 | 1.0% | — |
| 27 | AmeriSave Mortgage Corporation | 64 | 1.0% | — |
| 28 | GUARANTEED RATE, INC. | 53 | 0.8% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 53 | 0.8% | 3.0% |
| 30 | GUILD MORTGAGE COMPANY | 52 | 0.8% | — |
| 31 | Discover Bank | 50 | 0.8% | — |
| 32 | PLANET HOME LENDING, LLC | 50 | 0.8% | — |
| 33 | Synovus Bank | 48 | 0.7% | — |
| 34 | AMERICAN FINANCING CORPORATION | 46 | 0.7% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 46 | 0.7% | — |
| 36 | United Community Bank 67 out of 100, Moderate | 46 | 0.7% | 25.4% |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 45 | 0.7% | — |
| 38 | MOVEMENT MORTGAGE, LLC | 43 | 0.6% | — |
| 39 | Prosperity Home Mortgage, LLC | 42 | 0.6% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 41 | 0.6% | 22.2% |
Top 40 of 372 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps