Georgia · HMDA 2025
Mortgage lenders in Gilmer County, GA
267 lenders reported 2,173 home-loan applications in Gilmer County in 2025. 1,160 closed as loans ($356.0M), 341 were denied — a 21.8% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 23% of applications, led by United Community Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,173
- Loans originated
- 1,160
- Purchase / refinance
- 583 / 356
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gilmer County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Community Bank 67 out of 100, Moderate | 247 | 11.4% | 25.4% |
| 2 | Rocket Mortgage, LLC | 140 | 6.4% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 117 | 5.4% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 100 | 4.6% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 55 | 2.5% | 40.8% |
| 6 | NEWREZ LLC | 52 | 2.4% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 50 | 2.3% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 49 | 2.3% | — |
| 9 | Bank OZK 76 out of 100, Strong | 46 | 2.1% | 37.8% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 41 | 1.9% | 14.1% |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 40 | 1.8% | 32.9% |
| 12 | Regions Bank 64 out of 100, Moderate | 36 | 1.7% | 43.1% |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 35 | 1.6% | — |
| 14 | 21st Mortgage Corporation | 32 | 1.5% | — |
| 15 | PLANET HOME LENDING, LLC | 28 | 1.3% | — |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 27 | 1.2% | 44.7% |
| 17 | Fairway Independent Mortgage Corporation | 23 | 1.1% | — |
| 18 | Broker Solutions, Inc. | 23 | 1.1% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 22 | 1.0% | — |
| 20 | Mortgage Research Center, LLC | 21 | 1.0% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 21 | 1.0% | — |
| 22 | KIND LENDING, LLC | 20 | 0.9% | — |
| 23 | TOWNE MORTGAGE COMPANY | 20 | 0.9% | — |
| 24 | SUCCESS MORTGAGE PARTNERS, INC. | 20 | 0.9% | — |
| 25 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 18 | 0.8% | — |
| 26 | Loandepot.Com, LLC | 17 | 0.8% | — |
| 27 | SouthState Bank, National Association 68 out of 100, Moderate | 17 | 0.8% | 23.3% |
| 28 | AmeriSave Mortgage Corporation | 16 | 0.7% | — |
| 29 | FIRST COMMUNITY MORTGAGE, INC. | 16 | 0.7% | — |
| 30 | MOVEMENT MORTGAGE, LLC | 14 | 0.6% | — |
| 31 | GUARANTEED RATE, INC. | 14 | 0.6% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 13 | 0.6% | — |
| 33 | Prosperity Home Mortgage, LLC | 13 | 0.6% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 13 | 0.6% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.6% | — |
| 36 | PHH Mortgage Corporation | 13 | 0.6% | — |
| 37 | Discover Bank | 12 | 0.6% | — |
| 38 | Renasant Bank 64 out of 100, Moderate | 12 | 0.6% | 11.6% |
| 39 | ANGEL OAK MORTGAGE SOLUTIONS LLC | 12 | 0.6% | — |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 0.6% | — |
Top 40 of 267 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps